Archived
I just received a letter for a debt on a car repossession and the lawyer has put a wage garnishment in against my earnings. Can
Jeffrey's answer
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Answered on May 06, 2014
If you already had your day in state court seems unlikely there is anything else you can do to contest the debt. You may be exempt from...
Archived
30 day Stay after First dismissal of ch 13 due to failure to file documents timely, not because of fraud ?
Jeffrey's answer
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Answered on May 06, 2014
For a Fort Lauderdale Chapter 13 case, if you had a prior case during the past year, you should immediately file a motion to continue the...
Archived
Chapter 7 Question. We met with 2 lawyers and have 2 views on filing. We are facing foreclosure in a couple weeks.
Jeffrey's answer
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Answered on May 06, 2014
There are ways of dealing with unusual income during the 6 months prior to filing bankruptcy. In a Chapter 13 based on Supreme Court authority you...
Archived
Are there any advantages of dismissing a ch 13 and filing a new chapter 7? or Should we just convert the 13 to a 7?
Jeffrey's answer
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Answered on April 26, 2014
A chapter 13 can easily be converted to chapter 7. The first question is under your circumstances are you eligible to be in a chapter 7. The next...
Archived
What's the median income in the state of FL to file BK CH 7 for a family of four?
Jeffrey's answer
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Answered on April 22, 2014
The median income is only the starting point in the analysis of eligibility for chapter 7. Many individuals with incomes way in excesss of the...
Archived
Can filing bankrupcy realese my licence the judgement lean was for auto accident
Jeffrey's answer
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Answered on April 19, 2014
Bankruptcy eliminates the drivers license suspensions for lack of insurance and causing property damage in an accident. We have filed numerous...
Archived
Income (Sch. I and means test) question for chapter 7 bankruptcy
Jeffrey's answer
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Answered on April 19, 2014
Garnishments stop when a bankruptcy is filed. The garnishment will no longer be a budget deduction in the bankruptcy, and it cannot be deducted in...
Archived
If I have a garnishment against me for all bank accounts is it safe to have a PayPal account or is that also a bank account?
Jeffrey's answer
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Answered on April 08, 2014
I agree that Paypal would just be another asset that is subject to collection.
Archived
My father passed away, with a minimal credit card debt. I was told that his estate is not responsible to pay those debt.
Jeffrey's answer
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Answered on April 08, 2014
Though I agree with the other responses, the personal representative of an estate has a duty to provide notice to known creditors so that they...
Archived
Collection on Deficiency from a Foreclosure. How do I protect my money from levys?
Jeffrey's answer
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Answered on March 27, 2014
Dyck Oneal can sue for your the deficiency claim. They must file a lawsuit and serve you with a complaint. I have clients being sued by that...
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