Carole Suzanne Bess

Carole Suzanne Bess

4.0
Rating: 6.6

Licensed for 35 years

Bankruptcy and debt Lawyer at Merritt Island, FL
Practice Areas: Bankruptcy & Debt

101 N Plumosa St, Merritt Island, FL

This lawyer was disciplined by a state licensing authority in 2014
See Details

About Carole

Biography

Practice Areas

1

Practice Area

Bankruptcy and Debt 100%

36 years | 5,000 cases

100%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes


Payment Methods

  • Cash
  • Check

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Licenses

Licensed in Florida for 35 years

State: Florida

Acquired: 1990

Member in Good Standing

Lawyer disciplined by state licensing authority in 2014

Location

Law Offices of Carole Suzanne Bess

101 N Plumosa St, Merritt Island, FL, 329533477

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Carole Suzanne Bess's Reviews

Avvo Review Score

4.0 /5.0

4 Client Reviews

Filter Avvo Reviews (4) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 2 of 2 reviews | Practice Area Knowledge

Posted by David | May 28, 2014 | Bankruptcy & Debt

The Absolutely Best Attorney to help you move Forward in a Positive Way

When I met Carole and her Team we, as with many other families, had been going through a very hard time financially. In addition to my profession we had a small Real Estate Development/ Mgmt company along with a business leasing, training, and showing horses. Initially, both businesses were doing ...well and on track to be both fulfilling and profitable over the long term. Unfortunately, as a result of Hurricane damages, the Real Estate crash, and an Injury requiring several surgeries rendering me unable to work for nearly a year, our financial outlook looked grim. We held out as long as we could going through every bit of savings and credit while hoping for a turn in the economy. By 2010 we had come to the realization that the economy would not turn around in time for us as we were very quickly approaching the end of our rope. It was a time of incredible stress, hopelessness, and extreme anxiety. We had come from a history of spotless and abundant credit to a point where we would be forced to pull the plug. We would have to consider a managed Bankruptcy. We initially consulted with two other well known Bankruptcy Attorneys. After consulting with them I came away feeling even worse, if that was even possible. The stress and anxiety literally felt like a 100 pound weight on my chest and I was seriously beginning to fear for my physical health. I was referred to Carole by a friend who had been working with her and was very happy. I made an appointment and met with her for our initial consultation. We went over the particulars of our financial situation and formulated a plan to move forward. Initially, we planned to file a Chapter 11 Bankruptcy but eventually were able to convert to a simpler and less costly Chapter 13. It was a bitter pill to swallow but Carole truly was, and is, amazing. Not only is she an incredibly competent and well connected Lawyer, she has a gift for making a person feel confident that things will get better and there is a positive way forward. There are a lot of Attorneys out there that can handle the legalities of a bankruptcy, but very few that can also put a person at ease, lay out a positive road map forward, and help to ease the emotional trauma that accompanies experiencing your world falling apart in front of you. I walked out of that meeting feeling for the first time in a long time, a sense of hope and confidence. We decided to retain Carole's services and have never looked back. It has been like having a trusted member of the family acting on your behalf who also happens to be a phenomenal Attorney. The office is a full service office with an abundance of talent specializing in all areas of Bankruptcy Law. Wether it be preparation of financial statements, real estate mortgage mediation, personal financial schedules, etc, they were able to handle it all in an extremely competent and personable manner. Just knowing that Carole and her Team are there working for your best interest is an immeasurable benefit mentally. We were able to enter into a five year plan, modify our mortgage, surrender failing property, and generally put our financial and emotional life back on track. Ultimately, we were able to pay off our plan early and emerge from bankruptcy. Our lives now look to be back on track and moving forward in a positive way. I truly consider it a blessing to have met Carole and her Team. We will forever be grateful to Carole, Kevin, Dan, Tracy, Chris, Sharon, and the unseen others for the help and assurance they provided us throughout what would have otherwise been an unbearable time in our lives. I would highly recommend Carole and her Team as the best solution to get your financial and personal life back on track and moving forward. They will always have our greatest thanks and appreciation.

Posted by anonymous | April 23, 2014 | Bankruptcy & Debt

Cannot say enough!

I'm unsure where others are getting these experiences from, but for me, Mrs. Bess, and her office were attentive, and helped me through any, and all issues that arose through the bankruptcy process. I have now recieved my discharge, and have a fresh start, free of the debt that was taking over my lif...e. Through their mortgage modification program, I was able to get a mortgage payment I can actually make each month. I cannot speak any higher of Mrs. Bess, and her staff.

See All Client Reviews

Carole Suzanne Bess's Lawyer Endorsements

Endorse Carole
Herbert Ira Ellis headshot
Herbert Ellis

Bankruptcy and debt lawyer | Dec 28

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Andrea Gabriela Dwyer headshot
Andrea Dwyer

Bankruptcy and debt lawyer | Oct 29

Relationship: Worked for lawyer

"Attorney Bess is one of the most respected bankruptcy lawyers in Central Florida. Ms. Bess cares for each one of her clients and strives to make a positive difference in their lives. Her knowledge of the law and dedication to her clients sets a high example for all attorneys to follow."

Dorothy G Bunce headshot
Dorothy Bunce

Bankruptcy and debt lawyer | Apr 07

Relationship: Fellow lawyer in community

"It must be reassuring to have an attorney with the skill and personality as Carole Suzanne Bess representing you in any bankruptcy case. I am honored to give her my endorsement."

Nishat Azam headshot
Nishat Azam

Bankruptcy and debt lawyer | Apr 05

Relationship: Fellow lawyer in community

"I endorse Carole. I met Carole 4 years ago at a conference and took an immediate liking to her as she is one of the few established lawyers in the community who is very down to earth and always approachable. Over the years, I have seen Carole advocate for her clients and sometimes colleagues in the most effective manner with a profound knowledge and respect for not only her clients, but also the practice of law. As a person, her most endearing qualities are open mindedness, acceptance of others and her down to earth nature."

Lori Patton headshot
Lori Patton

Bankruptcy and debt lawyer | Apr 14

Relationship: Fellow lawyer in community

"Carole is one of the established and foundational bankruptcy attorneys in our district. She is very likely the highest volume filer of Chapter 13's in her county.. probably even the district. This has given her the sage experience to be the best in the area. Carole is fair but firm, goes above and beyond for her clients."

View All Endorsements
Nishat Azam headshot
Nishat Azam

Chapter 7 bankruptcy lawyer

Lori Patton headshot
Lori Patton

Bankruptcy and debt lawyer

Experience

Rating:  6.6 (Good)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2014.

Suspension with Conditions issued in FL, 2014

updated on 02/11/2015

This means an attorney lost his or her license to practice law for a period of time. The attorney typically returns to practicing law when the suspension expires.

Honors

2007

2007 Pro Bono award, Brevard County Bar Association

2007

2006 Pro Bono Award, Brevard County Bar Association

Work Experience

1991 - 1999

Owner, Bess & Cullimore

Associations

2012 - Present

Pro Se Comittee

Member

2011 - Present

Mortgage Modification Mediation Sub-Comittee

member

2008 - Present

National Association of Consumer Bankruptcy Attorneys

Attorney Member

2001 - Present

Central Florida Bankruptcy Law Association

Attorney Member

1990 - Present

Brevard County Bar Association

Attorney Member

Sample of Legal Cases

In Re Cooper

Crammed down mortgage ballooned at end of plan

See More Legal Cases

Education

1989

Samford University, Cumberland School of Law

JD - Juris Doctor

Speaking Engagements

2012

60 Minutes

Bankruptcy and Lay-Offs on the Space Coast of Florida

2011

Mortgage Modification Mediation Seminar

Mortgage Modification

2011

Central Florida Bankruptcy Law Association Seminar

Loan Modification in Chapter 13s

2011

Central Florida Bankruptcy Law Association Luncheon

Stacking Debt of Co-Debtors

2010

Nuts & Bolts of Bankruptcy

Chapter 7 & Chapter 13

Publications

2010

National Business Institute Seminar Nuts & Bolts of Bankruptcy

1989

The National Journal of Trial Advocacy Goddard vs Urea, Another Crack in the Shield of Qualified Immunity

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2014
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
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