I recently filled Chapter 7 Case California. Wanted to keep house (slightly underwater), filled purely to eliminate credit card debt. Made clear to my lawyer most important thing is to keep house. Mortgage is current, already got loan modification four years ago which lowered mortgage $1000 a month. Really like house and can afford mortgage. Put house as exempt, retain and pay on bankrupsy documents. Homestead exemption on house at county office. Trustee is now trying to short sale house to do carve out. My lawyer said just go with it, looking for new lawyer. Mortgage, small local bank, they do not want sale, but trustee keeps trying to sell. Afraid lender will cave. Can't dismiss my case or I would. Can I fight trustee and prevent sale? Chapter 13 pointless due to means test income.Error. I did not check exempt on documents as house is underwater. I checked retained and in other: retain and pay.
Bankruptcy Chapter 7 bankruptcy Chapter 7 bankruptcy means test Bankruptcy petition Bankruptcy documents Bankruptcy homestead exemption Chapter 13 bankruptcy Credit Debt Bankruptcy and debt Chapter 13 bankruptcy reorganization plan Real estate finances Short sales Real estate and bankruptcy Real estate Mortgage debt