What should I do if I go present myself without a lawyer at a setting cause for non-jury trial?

Did I understand you to say that you reaffirmed this mortgage that is now being foreclosed upon? You're right, that did not make sense. If you did...

Are there no time restrictions on how long the bank can drag out foreclosure? This just never ends...

Unfortunately, you can't make a bank take back property. Depending on what other assets & debt s you have, especially if there is a Home Owner's...

What are a homeowners rights to a house that was given back to the bank during a bankruptcy and has since been foreclosed on?

It sounds like the first foreclosure did not go through. There are many reasons for this to happen: the pleadings were defective; too much time had...

We are just seeing this happen, here, in Florida, when a clients choose to exempt their personal property (called a wildcard exemption here) rather...

If you are living in the home, & you intend to keep doing so, you should claim homestead. I have had clients' mortgages stop making payment to...

Can the law touch our annuity or Roth IRA

No. These are protected assets.

Forclosed 8/2010 the 2nd bought by collection Co. This is only debt besides current credit cds would it be wise to file bankrupt

A bankruptcy would clear this debt. I would need to know your income and assets to know which type of bankruptcy you would need.

I filed for bankruptcy and singed a Non-Homestead surrendering my 2nd home,but no foreclosure occurred due to my ex-wife

Yes, you are still covered for the debt on the home. Since, the home was not foreclosed upon, however, you may still be liable for home owner...

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Is it legal for a creditor to demand payment of a debt that was never mine in the first place?

It was wrong to demand money from you that was not yours. Not only can you file a complaint for violation of the Federal Fair Credit Act, but you...

Will bankruptcy clear the debt on my licenses to a insurance company ?

Yes, as long as the judgment or debt is not a DUI retribution amount, filing a chapter 7 will eliminate this debt, and you should be able to...