Will bankruptcy keep mortgage company from coming after you if you are foreclosed on?

Yes, it is true that a mortgage company can come after you for the deficiency balance or the difference between the house value and what you owe. ...

In Florida, can I file for Ch. 13 BK (to stop a foreclosure) if I was discharged 8 months ago in a CH 7?

Yes you can file a ch. 13 after the ch. 7; HOWEVER, there is a catch! The Automatic Stay which stops creditors from taking action against you...

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If someone gets a judgment against me what can they do if I have no money. Can they take my car?

A judgment creditor can take your car if it is worth more than what state law exemptions say you can own. In Florida, that is $1,000 in equity...

Can NCO Financial Systems garnish my wages for federal student loans that are in default?

I agree with my two colleagues. The government can also setoff your tax refund to go towards paying the federal student loan debt. Your best bet...

Received notice from employer that wage garnishment issued I never knew except saw it on clerk of courts I filed exemptplaintiff

Your question is unclear. What I think you are saying is that a creditor is trying to garnish your wages and they notified your employer before...

Can I file a chapter 7 if my permanent Hamp mod is not recorded with the county yet?

You can file bankruptcy. But before you do, I would see if the bank plans to record the permanent modification. If so, I'd find out the time frame...

If my spouse refinances our home without me am I no longer an owner of our home?

Who owns the house or who owes the debt on the home are two different things entirely. Generally, when someone refinances the home, only the...

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If your house is on worth 73,5000 and you own 301,000 can you file chapter 13 and save the house

There are so many typos in your question that it is hard to answer. I'll make some assumptions. Your house is worth $73,500 and you owe $301,000....

Can filing bankruptcy prevent deficiency judgment ? How can I protect myself from get a deficiency judgment at a later date?

The bank has 5 years to go after you for a deficiency judgment after the foreclosure. If you file a bankruptcy, then that should prevent the bank...

Do I need to report a refund from the independent foreclosure review during the 341 hearing?

You must tell your trustee about the $6,000 refund. Full disclosure is required in bankruptcy. If you have exemptions available, you may be able...