I am in the process of homesteading, I am an unemployed widow, also I am in the process of being sued for non payment of

Most everyone can file bankruptcy. You should Google search for a Legal Aid Society or non-profit organization which helps people file bankruptcy...

Foreclosure, bankruptcy

My colleagues have shared good advice with you. You can keep your home by filing ch. 13 bankruptcy if you can afford to make payments and you...

Joint Property in Single Ch 7 - Florida

It depends...on various factors. Sometimes cars are 50/50 and sometimes it's 100% to the debtor (person filing the bankruptcy case.) Furniture and...

Your bankruptcy should have discharged any financial obligation you had to pay the mortgage company. You should contact the 3 credit bureaus and...

What does the "wage exemption" cover in Florida regarding Ch 7 if the wages are already in my bank account?

I agree with my colleagues and Ms. Dzlkowski has laid out the foundation. If you can't trace the money back to your wages you will probably lose...

Is bankruptcy my best option?

You should explore the option of bankruptcy now while your circumstances are bad. Many people make the mistake of waiting to consider bankruptcy...

How do I find out how much I have pay in arrears

Check your old statements; you or your attorney could contact the bank; or guesstimate the arrearage based on the number of months you know you...

How do I sue ex-husband for identity theft?

I agree with Attorney Busby. You should also consider filing bankruptcy because even if a judge orders your ex-husband to pay, if he doesn't, you...

For a means test do I include my live-in boyfriends income?

The US Trustee's Office looks at "heads on beds" in the household. So, technically they look at his income. From a practical standpoint they are...

I filed chapter 7 and was granted a discharge, however, my mortgage lender, has not sent me paper work to surrender the house.

There is a long procedure before the bank takes the home. You are not incurring new debt with the bank. But you absolutely mus continue to pay...