Can i sue someone for damages to my credit when they knowingly hid students loans they forged my signature for

If these are federal student loans, it is possible to have the loans discharged for identity theft. If you get the discharge, it should be removed...

Should I settle or ignore this?

This is probably fake. If they call again, tell them to only communicate by mail. They will probably not sue you and if they do you can claim the...

Is this legal?

The obvious answer is to pay the bill earlier since you know they take a long time to process the payment. And you could stop using the card. If...

How it works?

To answer the service part of your question, the court will eventually dismiss the action if you haven't been served within the time period you...

In debt forever?

Contact a consumer protection attorney who deals with bankruptcy and student loans. If it was discharged, it is a violation of the discharge...

In the state of Florida can you file bankruptcy on a student loan?

Often private student loans documents state that bankruptcy of a cosigner will cause default. Check the loan documents before you file bankruptcy...

If you made late payments on one debt, your credit report should show late payments for only one debt (i.e. if you made 11 late payments then it...

There might be liability under the Fair Credit Reporting Act (FCRA) because Equifax allowed your consumer information to be leaked. But FCRA is a...

You need to consult a deft defense attorney to review the letter and lawsuit. You might have a claim against the debt collector if they are...

I agree. It may turn out to be best to wait to file later for a number of reasons, but that doesn't mean you shouldn't consult a bankruptcy...