Background check

Dismissed cases should not be included in a background check. But mistakes happen. If you have an idea what background check company will be used,...

Can I challenge a collection agency?

Yes. Typically for debts it is 5 years. It might be a scam or they could be trying to get you to make a payment or acknowledge the debt which would...

Only if you want to get arrested. You might have a contract. It is probably not a security agreement. You don't get to decide that something...

Depending on your other debt and income, bankruptcy could be right for your circumstance. In bankruptcy you would claim these as exempt. In...

How do I answer a complaint for debt in New Jersey?

You need to file an answer. An answer has a heading just like the complaint, just replace COMPLAINT with ANSWER. Then you list a response to each...

I moved on April 27, the Landlord file eviction after I moved ans asking for 2 more months of rent when I have a mortgage?

Continue to pay your mortgage payment. That is your home now and you need to protect it. If the former landlord has filed an eviction action, you...

Paid off my child support arrears, yet my credit shows collection/chargeoff and reported sent to a collector?

If your loans are federal student loans, you can consolidate with a federal consolidation loan without them checking your credit. There are also...

I am in a repayment plan with and agency for the board of education,how ever they still took my taxes.

I think that you are talking about a repayment plan with the Department of Education for a student loan and that the Treasury Department...

I may have a mixed credit file, do i have a case?

You do not have a case yet. You need to dispute it. You can upload a file in the online dispute form. Upload a letter explaining the situation and...

Could my license be revoked because of a payday advance?

If you are being sued, you must be properly served with the documents relating to the case. Anyone can make up a name (like James Kelly) and a...