Do debt collectors make up case numbers & send question asset sheet claiming that it must be 30 day response as scare tactic?

Consult with a consumer protection attorney with experience in Fair Debt Collection Practices Act cases. Take the letter and envelope and any other...

Can student loans be added to bankruptcy?

Student loans are extremely unlikely to be discharged in a bankruptcy. However, because you are a teacher you may qualify for Public Service Loan...

How should I proceed? Debt collector contacted me about a property from yr and half ago?

There may be landlord/tenant issues here as well. I am just answering the debt collection aspect of the question. If a debt collector contacted...

If collector sends letter of intent to sue, should I respond stating I will expect to see originally signed contract in court?

You can say that and it would not be putting all of your cards on the table. They are unlikely to have the originally signed contract and almost...

Do I have any recourse when my mother allowed my step father to sign up for college using my student loan money? ?

You need to determine if the loans are federal or private student loans. If they are federal you can apply for a discharge based on identity theft....

I am in the hospital and I missed this month payment at rent a center and now they are calling the hospital asking questions

I agree. Write down what happened to the best of your recollection and how it made you feel. Then try not to worry about this right now and take...

When there’s a judgment on me for unpaid debt, does the judgment get removed completely once paid?

Interest will continue to accrue on a judgment at the statutory rate rather than the contract rate. Also, you could file bankruptcy either before...

Maybe. It could be a mixed file case. You should contact a consumer protection attorney with experience with the Fair Credit Reporting Act. Good...

If your son has debts on his credit report that are not his, he can dispute them directly with the credit reporting agencies.

Can I be sued for a payday loan that is 10yrs old??

If you talk with them again, ask them to send a debt verification in the mail. If they don't do that, it is likely a scam. You need to make sure...