I received a letter on July 15, 2013 stating that my home was going into foreclosure and I have 20 days to answer.

As my colleague noted, even if you let your house go, you may end up owing the bank a deficiency. If you are worried about that, and want to...

With Chapter 7, if want to keep car over $1,000 and pay trustee, where can that money come from?

My colleagues have answered the question for you. All assets that are non exempt are open for the trustee to take. If you enter into a buyback...

Will bankruptcy a subpoena I issued hurt me?

If you don't have an attorney, then you should hire one immediately.

In florida, under what circumstances is not paying HOA fees justified?

I agree with my colleagues. You may have an action against the HOA and I say may because it is dependent on the HOA agreement. Your complaint is...

What to do if i received a 3 month tra[il for modification. what are the steps to take to canncel the foreclosure process court.

Nothing other than a finalized and signed modification will stop the foreclosure process. Just because one department in the bank is attempting to...

Our mortgagors have defaulted on their loans and face foreclosure. They said they may file for bankruptcy.

If they file a bankruptcy, then it would be prudent for you to hire an attorney who handles creditors rights in a bankruptcy. The laws can be...

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Question on a refinance gone very wrong.

You need to consult with a foreclosure defense attorney or a bankruptcy attorney (if the house is sold and it can't be reversed) because you may...

Pension Benefits in Bankruptcy

Generally speaking in a bankruptcy, retirement accounts are exempt. Generally. There are issues that can place your money at risk. Whether your...

Is there any legal action that can be taken against a creditor who has garnished wages 2 years after bankruptcy was discharged?

I agree. That is a violation of the discharge injunction. Talk to an attorney regarding your situation.

Is there any legal action that can be taken against a creditor who has garnished wages 2 years after bankruptcy was discharged?

I agree with my colleague. You have options. Contact the attorney who helped you before or contact another attorney and consult with them...