Foreclosure sale of my home is in three days, what can I do to get more time to move out as no modification accepted by bank.

You may be able to do delay the foreclosure sale by filing for a bankruptcy. How long the sale is delayed for cannot be guaranteed. You should...

Debt collectors are harassing my family with threats and they know how to contact me what can i do to stop this

I agree with my colleagues. You should consult with an attorney who handles FDCPA issues. And keep a detailed log of all the attempts to contact...

Unfortunately, my colleagues are correct. You can't eliminate the amount of money you just by surrendering the car. That is going to need either...

I have an outstanding balance with a university and now they are collecting what can i do if i can not pay?

A creditor can only garnish your wages if they have a final judgment, which can only happen if they sue you and win. Now that it is in...

Which is a better option Chapter 7 or Chapter 13?

You should consult with an attorney to figure what you can afford. It seems like a chapter 13 is difficult for you. Without knowing your income...

In chapter 13 bankruptcy in Florida, other than wage etc what is considered income, the only debt I have is credit cards.

I agree with my colleague. Instead of researching various issues on your own, you should consult with an attorney. Many offer a free...

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If you filed the bankruptcy properly and included the judgment in there as a liability and it was indeed discharged. You can get your license...

I agree with my colleagues. The judgment cannot act as a lien on your home but it could cloud the title. Which would impair your ability to sell...

What are my rights of ownership of my auto after chapter 7?

I agree with the responses my colleagues have provided on your questions. Without a reaffirmation, they cannot send you bills or statements. Your...

I applied for a loan modification last yr & denied. I have since tried reapply. Mtg giving run round now inforeclosure options?

You are dealing with something that banks never tell consumers, when consumers try to modify their mortgage. Whether you purposely stopped making...