DO I need an attorney?

you need to speak to a criminal defense attorney in your area right away.

I am getting harassed by credit card company, 19 calls today and no one says a word

I agree with my colleague. You should consult with an attorney in your area that handles FDCPA matters (Fair Debt Collection Practices Act). ...

Can a mortgage company garnish my wages for difference after the foreclosed property is sold off

Yes, the mortgage company can come after you personally for the deficiency. You should consult with a bankruptcy attorney to see how it may be...

The bank purchased my home at the foreclosure sale yesterday can i still file a motion to contest the sale & file chap 13?

I agree with my colleagues. At this point it would seem that a bankruptcy would only help you discharge your debt obligations to your bank, it...

What could happen if i can't pay a $500 credit card bill and they send it to a legal office to handle?

My colleague has answered the question thoroughly. If this is the only debt you have, then I would suggest you try to get family to help you out. ...

If you think the level of communication constitutes harassment, then you should consult with an attorney who handles FDCPA matters. You may have a...

Two Months of Unpaid Mortgage Payments and Wells Fargo is Foreclosing

You have not actually asked a question. It seems as though you are only looking for help in finding an attorney. You can search this site, or...

Are assets such as a TV purchased by credit card or a second mortgage counted or ignored since the debt will be discharged?

You are indeed over-thinking the situation. You must list all assets and all debts. Keep in mind that just because you list the debt, doesn't...

What can I do about a Debt Collector that calls my boss at work and threatens to come pick me up and take me to jail.

You should contact an attorney who handles FDCPA issues. Consult with them regarding your case. If you need help finding an attorney, search this...

Can a credit card company remove money from your personal checking account without your authorization?

My colleagues are correct. Generally speaking, credit unions have a cross collateral clause in their agreements. Meaning that all of your assets...