Archived
While filing for bankruptcy alone, do I still have to list household items owned by my wife or step-son?
Lewis's answer
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Answered on January 30, 2014
It is going to look odd when your petition lists no furniture, no dishes, no jewelry, no sporting goods, nothing.
Honestly? Your wife owns all...
Archived
Does making 16,000$ a year as a self-employed person still qualify me filing for bankruptcy?
Lewis's answer
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Answered on January 29, 2014
Sounds like you qualify based on income.... but that is not the only issue.
You haven't mentioned any asset issues. Do you own a home? If so,...
Archived
Will Bankruptcy or Debt Counseling/Repair be a better option which allows me to purchase a home soonest ?
Lewis's answer
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Answered on January 29, 2014
Probably a chapter 7. Most debt consolidation companies are scams and/or charge huge fees up front. There are very few reputable companies that...
Archived
Converting from Chapter 13 to Chapter 7-Can I keep my Florida home?
Lewis's answer
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Answered on January 29, 2014
Yes, you can keep your home as in almost all cases, there is an unlimited homestead exemption. But make sure you are able to convert and pass the...
Archived
Good and bad for redemption loans in Ch 7 Bankruptcy
Lewis's answer
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Answered on January 28, 2014
Most redemption loans are upwards of 18%. So there might not be too much benefit for the hassle.
Archived
If a house has a quit claim Deed does it bypass probate
Lewis's answer
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Answered on January 27, 2014
Not enough information... I recorded quitlaim deed? One in possession but not recorded? Who was on deed? Who is supposedly on the deed...
Archived
Can I keep $20k PI settlement without losing disability benefits and reversing discharged student loan? Is bankruptcy optional?
Lewis's answer
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Answered on January 26, 2014
Bankruptcy is a bad idea. You have a $20,000 asset.
Archived
I fell behind on my HOA fees, and received a notice that I am being sued. How do I proceed?
Lewis's answer
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Answered on January 24, 2014
Every time you call them and they respond to you, their attorney fees will go up.
I am not sure if you have a mortgage on the property. But you...
Archived
How can a broke individual file for bankruptcy to avoid creditors and request the court to set aside filing fees?
Lewis's answer
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Answered on January 24, 2014
Orlando has a wonderful pro bono clinic. The Clerk can indeed point you to this. The pro bono clinic would then give advice on how to file "in...
Archived
I didnt file one of my debts because it was current and almost paid off but once they got word I filed they closed my acct
Lewis's answer
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Answered on January 23, 2014
Yes, you may still owe it. Especially if your case was an asset case. If it is a 13, then you definitely still owe it.
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