I had a loan modification with BOA and they sold my mortgage to Everhome Mortgage who claims I do not have a modification.

Motion to Compel in bankruptcy court for Everhome to explain themselves. It could lead to sanctions against them.

Is it normal for a buyer of real property to get his own title insurance?

That is unusual. In most of Florida, when a property is sold, the seller provides and pays for the new owner's title insurance at closing. Since...

Do have to pay for this?

Most attorneys offer a free initial consultation for consumer matters like bankruptcy, debt defense, or foreclosure defense.

What should we do next?

You may want to consider a bankruptcy to possibly strip the HOA lien for the back due amounts owed... if it is significant enough to justify the...

Chapter 13 Bankruptcy- West Palm Beach

You should pursue an attorney who might be willing to only represent you for the mediation. You should stay iin the chapter 13 while working...

If my friends mother lost a house to foreclosure and the house is back on the market can she buy the house?

There is no prohibition from buying it again. I think the realtors are giving up hope on her being able to get a mortgage, without trying.

How would a personal bankruptcy affect my ability to remain in my home ?

You should navigate these waters with a bankruptcy attorney. You have an unlimited homestead exemption in Florida, so your home is...

Cross-collateralization is commonplace for all credit unions. I would find it hard to believe it is not in your loan documents somewhere. I see...

It has been 2 years since i loaned a friend $50,000 and i have a promissory note signed to that effect

5% per month is 60% interest. That is usury.

Should we pay it or not?

I would NOT trust them to take money out of her checking account by debit card. I hear horror stories all the time of the creditor taking too...