If you filed a chapter 7, and did not reaffirm the debt, then you are free of the mortgage debt. (assuming you have a discharge.) Not sure why...

It is a common form used even in cash transactions to show all money in and all money out to all parties. What is the harm?

Tax refund in chapter 13

It is used as extra money to pay back unsecured creditors. But the trustee has a form to fill out to request to keep the refund for an unexpected...

Is a Mortgage Note valid if it is not Notarized correctly? There are no Witnesses,the acknowledgement section is not correct.

Promissory notes (your obligation to pay) are not notarized. The mortgage (the lien recorded in the public records would be notarized.

I am a broker and I had a home listed when a fellow Realtor left the firm & took my listing! Can I put a Lien on a Property?

Isn't this an issue for the real estate board or local MLS?

What are my options to pay of a school consolidation loan at a lower balance

Is this a federal student loan or a private student loan?

My husbands wages are being garnished 75% of his pay. how can I get this changed?

Depending on your household income, the chapter 13 mortgage mediation program might be able to help you get a mortgage modification. Also, a...

Can I sue my creditor for not reporting my account to the credit bureaus and for harassment?

There is the Florida Consumer Collections Practices Act. Your car lender may have violated the statutes. You may have had a way of making the...

Is it legal for a cash advance company to run a payment they told you was not going to run and that I did not authorize?

Payday loan companies lie. (Avvo says responses have to be 35 characters long now, so I added this paragraph... but sometimes only 22 characters...

My husband and I filed joint Chapter 13 Bankruptcy. It's jeopardized due to his child support arrears for his 20yr old US marine

Your attorney is correct, and why you should be listening to him or her instead of asking questions on a free website. The past due child...