What happens if a car is jointly owned since the beginning of the note in 2005 and I file Chapter 7 bankruptcy?

Under Florida law, you and your aunt each own one-half the value of the car.

Schedule C - Property Claimed As Exempt

Most definitely. The exemptions must be correctly scheduled or you could be denied the benefit of the exemption.

Elderly friend of mine wants to know if credit card company can put lien on her paid off home in Florida.

Richard Heller is correct. Credit card company would have to sue her and obtain a judgement. The judgement would attach to any non homestead...

Sale date 10/16 if I file chapter 13 im told this will stop sale.

Filing the ch 13 bankruptcy will stop the foreclosure sale (assuming you haven't had a prior bk within last year). But, you will need court...

If I file for bankruptcy or for foreclose will I benefit.

Bankruptcy could have some benefit for you, but you don't give enough info. If you can't afford the mortgage, then filing a bk would absolve you...

Is the best time to claim bankruptcy (7) just before either the Bank or CDA forclose in order to be debt free of both forever?.

The bankruptcy will dissolve your personal liability on the mortgage whether you file now or later. However, timing of filing is important...

How does homestead exemption work in a bankruptcy?

The Homestead exemption protects the equity in your homestead property. If the house is already foreclosed, I don't see where the issue even arises.

Filing a bankruptcy may be a good option for you depending upon what other debt and assets you have. Defiitely consult a bankruptcy attorney to...

Can I combine foreclosure and bankruptcy?

The bankruptcy filing will absolve you of any liability on the mortgages. Bankruptcy seems to be a viable option.

If my account # for a claim on a bankruptcy form does not fit in the alloted space for a claim, what should I do?

The creditor does not automatically recieve a copy of the schedules, just the notice of commencement. Use enough of the account number to identify...