While filing for bankruptcy alone, do I still have to list household items owned by my wife or step-son?

The others are correct, in that you should disclose everything as not to raise red flags. Schedule B is the list of assets you own both...

I qualify for the Homestead Exemption in Florida. I will claim it in Chapter 7 Bankruptcy.

Yes, as long as you reside in the home.

Can I file for 55.145 Discharge of judgments in bankruptcy if the debtor was not listed in my ch 7 no asset bankruptcy?

You need to reopen the bankruptcy to add the omitted creditor. At the same time, you can file a 522(f) to avoid the judgemnt lien if this was your...

I just retained an attorney for a Ch 7, and now reviewing his agreement. I will give up my home. It states: (little shortened)

Why did you hire an attorney if you are reluctant to ask him this type of question directly? It is very important to understand the fee agreement...

Wild Card Exemption

Not automatic. Cite FS 222.25 (4) to claim wildcard

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If mortgage payments are stopped prior to the actual filing for Ch7 bankruptcy, will it put the foreclosure on hold?

You don't say whether your intent is to keep the house or not. If you want to keep the house, please consider a ch 13 to modify. If your intent...

Basically the same thing in that you would no longer have an obligation to pay. Discharge would refer to a bankruptcy discharge and "satisfaction"...

Outstanding expenses in Bankruptcy

Maxwell is correct.

I have been told that a Ch 7 and a foreclosure are each a separate case. Foreclosure only begins after the Ch 7.

If you claim the house as exempt (homestead), then any proceeds after the mortgage is satisfied would go to you. You are still the titled owner of...

Are there advantages to letting a foreclosure happen prior to filing C7 bankruptcy? If so, What?

You really need to consult a bankruptcy attorney. Timing is a key factor. There are benefits to filing before the foreclosure and well as after.