There is no automatic process for monitoring accounts. Any income earned or assets generated after the bankruptcy case filing is not property of...

I am in the process of filing a chapter7. My home is more than 12 months past due..and am in underwriting for HAMP modification

I would base the decision of whether or not to file now on factors other than the HAMP modification. The modification can move forward with or...

Can a collection company and a law firm be one and the same?

Yes, but a collection agency cannot pretend to be a law firm when it is not. Law firms acting as colelction agencies are subject to the same Fair...

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We think we have had identity theft or charges after closing a credit card.

The Fair Credit Reporting Act requires the credit bureaus to verify the validity of the debt once you fiel a dispute. You can get a free copy of...

Should I hire a lawyer? Please help is this legal

It would be helpfull to speak with an attorney familiar with the Fair Debt Collection Practices Act. You have certain rights to enforce and...

Company has gone bankrupt and I am still being asked to pay this certain company that I used the services of. What am I to do?

You need to consult an attorney in your area to review all of the contracts and agreements related to this debt. You may or may not be personally...

How would I let a collection agency know that the bill that they have is from a dissolve business

Even though the business is dissolved, they can continue to attempt collections. If the business was not incorporated or if you signed a personal...

I filled banrupcy Oct 2009, and was dismiss Jan 2009. I have a car loan that wasnt raffirm.

A discharge relieves you of the obligation to pay for the vehicle. If the creditor allows, you can maintain the payments on the car even though...

Can IRS garnish wages even if identity was stolen and paperwork was filed to clear name?

He will need to hire an attorney experienced in litigating with the IRS. You can contact the State Bar of California for referrals in your area.

My check is being garnished because of a car i had was repoed. because i am making payments, do i get the car back?

You probably cannot get the car back. If the creditor has a judgment against you, it has already sold the car at auction and you are just paying...