My wife & I have $10,000 on one credit card and another $13000 on a second mortgage. Would filling bankruptcy protect us at all?

I agree with the previous answers. The only way to get a solid answer to your questions is to sit down with a bankruptcy attorney who can review...

Filed ch 13 two years ago - still in ch 13 - 3 more yrs to go - when will lenders start to look at financing another home?

Under current FHA statndards, you could qualify for an FHA backed mortgage only after you recieve a discharge in the Chapter 13, assuming that you...

A foreclosure, whether you reaffirmed the debt or not, would have an impact on your ability to obtain credit, particularly a home loan, in the...

Im lost i dont kno what to do

Our firm is located in Augusta and also has an office in Evans. We can assit in investigating the facts of the case to determine how to pursue any...

How do I pursue payment for a personal loan (above small claims amount) for someone who moved out of state ?

If the loan is for a significant amount, you should consult an attorney to determine whether it is worth pursuing. The attorney can also help you...

My husbands credit company deducted money from my bank account without my approval

Many times banks make unauthorized withdrawals. However, in many cases the withdrawal is authorized, but you many no realize it until after it is...

What Does this statement mean? Status- Account charged off.$17,036 written off $20,108 past due as of July -2011.

I agree with the previous answer. Realize that a "charge off" is an accounting entry for the creditor. it does not mean that the debt has gone...

Those military benefits are exempt from garnishment by a credit card company. However, if you deposit those funds into an account with non-exempt...

Can my tax refund get garnished if I'm paying my student loan through a rehabilitation program?

You need to get more information from NCO and an agreement in writing that the rehabilitation program will also prevent further collection...

Can I keep my tax return after filing bankruptcy? Without using the wildcard exemption.

Your question highlights the need for you to hire an attorney. The money you will save by not hiring an attorney will almost certainly be lost by...