Did the GAP insurance pay a reduced amount or not pay at all? Based on GAP policies that I have seen in the past, GAP would often pay less than...

You use the words "civil action." If he has been served with court papers (usually what is implied in those words), then he is under a timely limit...

This does sound like it could be a violation of the Fair Debt Collection Practices Act. However, before any further consideration of suing anyone,...

You should reach out to speak with an experienced debt-defense or consumer-protection attorney right away. You can reach out by telephone or avvo...

First, under Georgia law, you personally are not responsible for paying the debts of your spouse whether living or dead. Each spouse is responsible...

You should not make any important decisions based on what anyone (myself included) says in this question / answer forum. If this is important to...

"The 122 days between March 14 and July 14, 2020, or any portion of that period in which a statute of limitation would have run, shall be excluded...

You should definitely speak with a consumer protection attorney about your situation. I suggest that you reach out by telephone or avvo messenger...

If a camera ticket fine ever shows up on your credit report, you should speak with a consumer protection attorney right away.

As a general rule, if you bring your account current, then you are no longer in default. If you are not in default, then there should be no...