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I assume that a judge has entered a judgment against you even though you were not properly served with process. The short answer to your question...

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If you were never served in the original action from 2014, then an attorney can help you by filing a properly supported motion to set aside...

To get a reliable answer to your questions, you need to speak to an experienced debt-defense attorney. I suggest that you reach out to an attorney...

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Different companies are subject to different laws. It may depend on what kind of lender is involved and whether the calls were made by a...