If a lender is attempting to prove an amount that you know to be incorrect ("fraudulent"), then your starting point is to simply prove in that...

You need to speak with an experienced debt-defense attorney and consider all your options. A compromise settlement is surely possible. However,...

Did the mailing that accompanied the check say that you didn't have to pay? Often, the CFPB or other regulatory agencies will negotiate a...

It is bad form to not give notice that the debt has been transferred before starting litigation, but the lack of notice may not affect the lawsuit....

You probably wasted the effort filing the motion, but other than the wasted time, I do not believe that your motion would otherwise hurt you. You...

Some of these tire rental places will go to the magistrate and ask for a warrant because you have not returned the tires. (Technically, under...

Yes, there are constructive ways to respond to this judgment lien. First, since judgments have to be renewed every seven years, an attorney can...

You need to have the GAP policy, the purchase documents, and your credit reports reviewed by an attorney. There is a chance that an experienced...

Unless your creditors file lawsuits and serve you with the court papers before you leave, then it is unlikely that any of these debts will become a...

It is a common misunderstanding that "charge off" of a debt changes the ability to enforce the debt. The debt continues to be enforceable. Assuming...