Kris K. Skaar's Answers (3862)

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I have a twin and we are having credit score issues

Kris's answer | Answered on February 03, 2013

You need to pull your three credit reports from www.annualcreditreport.com. Have these reviewed (along with all collection letters, etc.) by a...

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How I do dismiss a garnishment because it is directed against the wrong person?

Kris's answer | Answered on February 03, 2013

As I read your question, you do not dispute that there is a judgment. You dispute that you are the person named in the judgment (i.e., the...

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I was summoned for a writ of garnishent in az by midland funding, can i file a motion to vacate judgement?

Kris's answer | Answered on February 03, 2013

You should hire an attorney to assist you as soon as possible. If you need any convincing of why you should hire an attorney, read the last...

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Bank charge off of $200. Collection agency say's I owe any least $680. 22% interest. They will sue and would be charged 2800.

Kris's answer | Answered on February 03, 2013

A lot of the information you provide in your question seems contradictory. It may be that the collection agency is providing you with bad...

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I received a civil summons from a credit card company. What do I need to do

Kris's answer | Answered on February 02, 2013

Before you do anything, you should consult with an experienced consumer attorney. I suggest you look for one near you at www.naca.net. ...

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I have been sued on a time barred debt.

Kris's answer | Answered on February 01, 2013

You should look for an attorney that does debt defense and Fair Debt Collection Practices Act claims. I suggest you look for one at www.naca.net.

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Can a creditor call a spouses work? and is it harassment if it presists?

Kris's answer | Answered on February 01, 2013

Collectors are allowed to speak with a spouse, but they are not allowed to call at any time that is inconvenient. You will need to put the caller...

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I need a Debt Collection Violation attorney to repersent me.

Kris's answer | Answered on February 01, 2013

I suggest you look for an attorney near you through www.naca.net.

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What are my courses of action against a collection agency claiming I owe them a bill for something I know nothing about?

Kris's answer | Answered on February 01, 2013

If you are concerned about your credit report, I advise you to get copies of all three major credit reports (Equifax, Experian and TransUnion) from...

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THE BANK HAS SENT ME A 1099 STATING THAT THEY HAVE CANCELLED THE DEBT IN AUGUST. HOWEVER THEY HAVE SENT SOMEONE TO MY HOUSE TO

Kris's answer | Answered on February 01, 2013

Unless the person that comes to your house was a sheriff or process server with court papers, Banks usually do not send anyone to your home to...

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