Archived
Am I liable for my deceased siblings HOA fees? She lived in a different state and I am not a cosignor on anything.
Kris's answer
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Answered on February 05, 2013
If you sister's estate is being handled by an attorney (or someone has stepped up to serve as the executor), you should let the attorney or...
Archived
Hi, I had a payday loan that i defaulted on the first payment because i got laid of 2 weeks after i took out the loan..
Kris's answer
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Answered on February 05, 2013
I have never known of a payday loan collector to ever carry out such a threat. Unfortunately, there is virtually no way to be sure that any money...
Archived
Debt Collector used my phone number to contact one of my siblings. The Collection agency contacted my house and asked for me.
Kris's answer
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Answered on February 05, 2013
You should have your situation reviewed by a local consumer rights attorney. I suggest that you find one at www.naca.net. Both you and your...
Archived
CA Employee at my company was wage garnished. Now the creditor calls asking for info. Do I have to / Can I tell them anything.
Kris's answer
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Answered on February 05, 2013
I assume that you are planning to send the creditor a copy of whatever answer you file with the court, so you can let that be your response. In...
Archived
My wife was sued. I’m preparing a response for the court. How do you protect bank account should they receive a judgement?
Kris's answer
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Answered on February 05, 2013
Your wife should consult with an experienced consumer debt defense attorney. I suggest that she look for one at www.naca.net.
Archived
What are my rights when an attorney will not provide proof of debt or a copy of original application for a credit card?
Kris's answer
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Answered on February 05, 2013
You should consult with an experienced consumer debt defense attorney. I suggest that you look for one at www.naca.net. Since a debt buyer is...
Archived
How do I get a credit card company to communicate with me?
Kris's answer
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Answered on February 05, 2013
Obviously, there is a dispute between you and the credit card company about whether or not you actually paid everything off. More information is...
I have been issued a Civil Summons, over charged off credit card debt, what should I do?
Kris's answer
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Answered on February 05, 2013
You asked three questions:
Q: "What should I do?"
A: You should get an experienced consumer attorney to defend you. I suggest that you look...
Archived
"Contempt of Court" ??
Kris's answer
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Answered on February 05, 2013
There are too many unknowns to offer any constructive advice except that you should have the letter reviewed by a consumer rights attorney. I...
Archived
How would I get an alleged creditor to stop reporting inaccurate info to the credit reporting agencies?
Kris's answer
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Answered on February 04, 2013
There is absolutely no reason for you to take a good FDCPA or FCRA case to Court without a lawyer. Experienced consumer rights counsel will take...
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