What legal rights does a GA resident have when dealing with an illegal payday lender who is not licensed in GA?

Is this an online payday lender? If you received the loan by direct deposit into your bank account, I would expect the payday lender to...

Some details in your question suggests that these loans may be illegal. However, to actually determine that, you need to have all the documents...

Some details in your question suggests that these loans may be illegal. However, to actually determine that, you need to have all the documents...

In general, the lender on a prior vehicle should not be able to repossess the car you are driving now. How to best handle this situation may...

What can happen in the Magistrate Court for debt?

I suggest that your father (or you on his behalf) speak with an experienced consumer debt defense attorney. Most consumer firms (like my firm)...

If two unmarried people sign and IOU can I choose one of them to sue?

Yes.

I received a loan for a car 8 years ago can i be sued for $12000 what their asking which the car wasnt worth at the time

You never mention either you or your mother being sued. There should not be a garnishment against anyone that was not given proper notice of a law...

Can my husband have his bank charge me with fraud for using his credit cards after I took myself off them as an authorized user?

I am writing only to address the consumer law implications of your question. You state in your question that you made charges in 11/2012 and...

Do I need to retain a lawyer?

This is not something that I anticipate will get straightened out without getting counsel. You should have your complete payment history (i.e.,...

Georgia has what is referred to as a "renewal statute" that does allow the "renewal" of an action within six months of a dismissal, even if the...