I have a payday loan with SpotLoan. I'm in Ga which I heard they are only allowed to charge a certain percent of interest.
Kris's answer
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Answered on October 22, 2013
Most payday loans are illegal under Georgia law. I suggest that you speak with a consumer rights attorney that is familiar with Georgia lending...
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Do I need to sue A t & T and the collection Agency ?
Kris's answer
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Answered on October 22, 2013
As to your question "[d]o I need to sue," the answer will depend on a thorough review of your documents and the surrounding facts. You should...
Archived
I received court papers from a credit card debt that was opened in NH 05/2009. I now reside in GA.
Kris's answer
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Answered on October 22, 2013
I strongly suggest that you retain an experienced consumer debt-defense attorney. You can look for one at www.naca.net. Cases brought by...
Archived
What is my next step after receiving a notice of and motion for summary judgement from credit card company?
Kris's answer
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Answered on October 22, 2013
Trust the attorney that you retain to handle the next steps. I suggest that you look for an experienced consumer debt defense attorney at...
Archived
Withholding information when buying a new car when asked by customer, is that aganist the law.
Kris's answer
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Answered on October 21, 2013
In theory you may have a claim; however there will be substantial problems of proof. Are you able to carry the burden of proof that you qualified...
Archived
I have a few loans & a few payday loans due to wife having cancer i am unable to pay these what can they do
Kris's answer
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Answered on October 19, 2013
Regarding payday loans specifically, most of these types of loans (especially the one taken over the internet) do not file law suits against their...
Archived
I wrote check that bounced and paid the court cost plus the check. Is this a felony?
Kris's answer
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Answered on October 18, 2013
I suggest that you speak about this privately and confidentially with an attorney. Any time that you are concerned that your behavior might be...
Archived
I was served a dispossessory and I noticed that when I talked to the attorney the late fees were totally different.
Kris's answer
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Answered on October 18, 2013
You generally have the right to pay the amount that you actually owe within 7 days to avoid being evicted. This $350 administrative charge is most...
Archived
Hello. I am wondering what I can do to get the company, Portfolio Recovery, to stop calling me?
Kris's answer
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Answered on October 15, 2013
I suggest you speak with an experienced consumer rights attorney. You can look for one at www.naca.net. Most consumer firms (like my firm) will...
Can I object plaintiff's motion to vacate dismissal? Plaintiff claims she nor attorney received notice of court date.
Kris's answer
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Answered on October 15, 2013
What court and county is this case pending in? Different courts/counties have different procedures about notice.
I suggest that you look...
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