If my bankruptcy is going to discharge in March. Can I add or "strip" my second mortgage?

If you owe more on the first mortgage than the house is worth, then you can strip the 2nd mortgage 100%. This is normally done when the Ch. 13...

I have credit card debt in my name with American Express...can I declare bankruptcy?

Most people with a lot of debt can declare bankruptcy. However, this may or may not mean they should. When your income and your living expenses are...

Received a letter from Attorney w/ notice of acceleration and foreclosure--and notice of sale under power. What do I do?

This is not a threat. Your home will be auctioned Sept. 2. Do not wait until the last week to try to do anything about it. If you were to file...

What to expect in court, if I'm granted the motion to set aside a default judgment against me?

If such a motion is granted, then the judgment will be removed. You will not have to plead your case if it is set aside. If the original plaintiff...

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What steps should I take when agreeing to pay my debt in full to the original creditor when a lawsuit has been filed already?

Your post does not make it clear whether the debt owner suing you is the original creditor or not. If the debt has been sold to a collection group,...

Best friend's car stolen and can't pay for the $2000 to get it back and tow company doesn't do arraignments. What can she do?

Every day she does nothing, the charges increase, as most tow yards have a daily charge. She should borrow the money to get it out. She also...

My home is going up for auction. After the date of the auction, will I be given a 30 day notice or have to leave immediately?

To make the occupant move, the new owner of the house (or the lender if it does not sell to an outsider) must demand possession of the property. ...

If the executor of a Will is making plans different from how the Will says what do you do?

One or more of the heirs must hire a probate lawyer ASAP to make sure the provisions of the will are carried out. An executor has no authpority to...

Can my mother file for damages if foreclosed without proper servicing from lender GreenTree?

Believing what a lender tells you is often an exercise in futility, since it is not uncommon for lenders to promise they will consider a "mortgage...

I am head of household and lives another state and the cost of living has changed drastic can my wage garnishment be lowered?

The garnishing court is not authorized to lower your garnishment because of your living expenses. The percentage is set solely on your wages. If...