Unless they give you a written warranty, buying from a buy here/pay here place is a real crap shoot. Legally they have the right to sue you if you...

What is meant by "keys in lue of"? I was told about this option by a realtor?

"Keys in lieu" could refer to "keys in lieu of foreclosure." Sometimes when a lender wishes to obtain possession of a property which is headed for...

What happens in foreclosure? If I just move out due to circumstances beyond my control what am I responsible for?

If you owe a mortgage and do not pay it, you can be responsible for it even if you move out due to circumstances beyond your control. In a...

My husband has 2 daughters from previous marriages. We own a home and some savings. My name is on all we own.

How the deed to the home is titled makes all the difference in the world as to what happens at the death of one of two people whose name is on the...

Bankrupsy trustee wants to sell 15% share in a family owned beach condo. What rights and obligations will the purchaser have.

Possibly the most intelligent thing that could be done is, after the true market value of the 15% interest is established, for the Trustee to...

Renter in a foreclosed condo. Bank owned but they want to get rid of it quick. I'm confused about the 90 days notice I got

If you had a signed lease contract before the foreclosure, and certain conditions (such as having payments current) are met, then Federal law (the...

They can continue to garnish any or all of your bank accounts until the total amount of the judgment is collected. In addition, if you are a...

If my bankruptcy is going to discharge in March. Can I add or "strip" my second mortgage?

If you owe more on the first mortgage than the house is worth, then you can strip the 2nd mortgage 100%. This is normally done when the Ch. 13...

I have credit card debt in my name with American Express...can I declare bankruptcy?

Most people with a lot of debt can declare bankruptcy. However, this may or may not mean they should. When your income and your living expenses are...

Received a letter from Attorney w/ notice of acceleration and foreclosure--and notice of sale under power. What do I do?

This is not a threat. Your home will be auctioned Sept. 2. Do not wait until the last week to try to do anything about it. If you were to file...