Only If they have a judgement. We have found that often the collection agency hired by the law firm has attempted to collect amounts in excess of...

Best way to get money back I lent a friend?

Let me suggest one possible way of dealing with this. Approach him and directly ask him if he is still on to have you paid back by the March 10...

Does a collection company have to sue you in court or can they just destroy your credit?

The collection agency will likely not be able to sue you directly although the original creditor might. Under the FDCPA, the suit they bring would...

They can report medical debt. You can always try and settle the account when you are able. At the time of settlement, I would make deletion of...

Can a collection garnish my wages thru my HR dept thru work..?

They cannot garnish without a judgement. I am not sure of the usury law in NJ, but often payday loans particularly over interest charge too much...

Can I sue a hospital for allowing services to be rendered to a person who used my personal information that is in collections?

We have dealt with issues like this in Georgia many times. Reading between the lines, I know through experience that it is rare that a hospital...

Recieved a response from a collection agency after sending letter of dispute.

Unfortunately, the old statments may be sufficient verification under the FDCPA. Did they contact you at all during the three month period between...

Will my husbands Sallie Mae loan go away after his death?

You will not be personally liable for his loan if you did not co-sign for it, but if you did you will still be responsible. If you did not...

If I am being sued, for $2400, do the courts take my spouses salary in to consideration even if he is not named in the lawsuit?

My general position is not to share this with the court as it really is not relevant and often more harmful than helpful. The court is really not...

Do I need to get an attorney or is this something I should be able to handle on my own?

If you did not request a continuance and have a judge approve it prior to going on vacation, you probably will not be able to undo the judgement...