I was told im charges being filed for check fraud against me in georgia from when i took out a payday loan in buffalo ny 2007

There can be no charges made against you for this. It is a false threat of criminal prosecution and violates the Federal Fair Debt Collection...

My son used me as a reference and the creditors keeps calling me - what can I do to get them to stop calling me

Save all messages. If they were auto dialed or per recorded to your cell phone, then they may have violated the tcpa which allows you to recover...

Researching the FDCPA act I found several violation of my debt collector however it appears the SOL is one year of violation

You are correct that the SOL is limited to one year from each improper action. You could potentially have ways to extend this deadline. For...

How do I know that a Statement of Claim against my deceased Father in Law Estate is valid?

If you are the administrator or executor you have an obligation to pay valid claims of the estate. If this is the initial letter, you can request...

I have a state and fed tax lien against me, if I get married, will the IRS go after my husbands salary or tax return money?

They definitely can't go after your husbands income. If you do open a bank or other financial account together, and it is garnished by the IRS,...

What can i do against collection agency?

It may be a low end debt buyer and the debt may be outside the statute of limitations. If they are leaving any messages, do not delete them as...

We often find apartment complexes ask for money that exceeds the amount a judge awards at a dispossessory hearing. These additional amounts are...

My identity has been stolen since 2002 and till know they are still using my social the worst part is that irs wants me to pay

One silver lining is that often ID theft victims have offensive claims under various federal laws such as the federal fair credit reporting act,...

Can I sue if a debt collector calls my home after I have written a cease and desist letter to the debt collection company?

If they threatened unintended actions (false threats of suit) then there may be a violation. If they report the debt to a credit bureau and they...

It varies. Sometimes they never find a bank account or an employer to garnish. If you have made payments to them by check or an ach payment, you...