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We are looking into filing Chapter 13 in the state of Arizona. What happens if a few years down the road our income increases?
Daniel's answer
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Answered on March 22, 2013
For most people this will not be an issue. particularly in districts that have high volumes of filing. Your increase in income can be taken into...
Income Tax Refund - in a Chapter 13 100% repayment plan - do we have to give to the courts towards our debt?
Daniel's answer
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Answered on March 22, 2013
The problem in answering the question is that the various districts handle this matter differently. For instance in the Northern District of GA,...
Archived
A chapter 7 was discharged, My auto loan was discharged too i didnt surrender the car, What is the consequence ?
Daniel's answer
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Answered on March 22, 2013
I agree, Since you did not sign a reafirmation agreement, you have been discharge of the debt. The company can reposses the vehicle, or you can...
Archived
Workcomp settlement and chapter 13th bankruptcy payment plan
Daniel's answer
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Answered on March 22, 2013
Or. Rev. Stat. § 656.234 See also: Or. Rev. Stat. § 18.348, I believe these are the exemptions provided in Oregon concerning Workers Compensation. ...
Archived
If a Chapter 13 is converted to a 7, does the 7 include new debts incurred between approval of the plan and conversion to the 7?
Daniel's answer
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Answered on March 22, 2013
Unpaid debts incurred after filing of the Petition and prior to Conversion to Chapter 7 are treated as if they arose prior to the initial petition....
Archived
I live in texas and have an unpaid cc from 7-8 years ago. Can my bank account be levied if my primary income is SS?
Daniel's answer
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Answered on March 22, 2013
If a Debt collector threatened to have you arrested, you need to file a complaint against the company for such unethical practices. There is no...
If we file for bankruptcy can a company cancel our insurance if we also have a credit card with them?
Daniel's answer
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Answered on March 22, 2013
Generally speaking no. Even if you were late on a payment, insurers are prohibited from canceling a policy for non-payment of prepetition...
I received a summons in the mail. How many days to have to take action? I'm not sure if its 20 or 30 days?
Daniel's answer
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Answered on March 20, 2013
In New York you either have 20 or 30 days to answer, depending on how you were served.
If you were served with the summons in person, you have...
Archived
Can a motion to retain my income tax refund be filed while I'm in a Chapter 13 ?
Daniel's answer
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Answered on March 20, 2013
You should discuss this with your Bankruptcy attorney if you have one. You can file a motion to retain tax refund. In the Northern District of...
Archived
I am required to file a disclosure pursuant to Rule 26(a)(1)(E) for a credit card collection case. I would like an example.
Daniel's answer
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Answered on March 20, 2013
Rule 26(a)(1)(E) states: Basis for Initial Disclosure; Unacceptable Excuses. A party must make its initial disclosures based on the information...
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