Archived
Can a unsecured credit card company like Citibank legally take money out of a personal checking account for unresolved debt?
Daniel's answer
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Answered on April 24, 2013
For a bank to levy her account, they would need to have a judgement. Has your sister been sued by Citibank? Perhaps doing a records search to see...
Archived
Can I file for bankruptcy individually and for my corporation for my premarital debt even though I am recently married?
Daniel's answer
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Answered on April 24, 2013
i agree with Mrs. Gruber. Yes, you may file bankruptcy for that. You should consult with a bankruptcy attorney to see under what chapter you can...
Archived
A collection agency brought me to court for a credit card debt, I would like to know my options.
Daniel's answer
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Answered on April 24, 2013
I am assuming you got interrogatories in your case. Yes you are required to answer them and answer them truthfully. It is important that these...
Archived
Better option to foreclose or file Chapter 7
Daniel's answer
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Answered on April 24, 2013
Chapter 7, if you qualify, will relieve you of your responsibility to pay the debt. However the house will still need to transfer from your name...
Archived
House was foreclosed and resold in 2008. It had a second loan on it. What happens to second loan.
Daniel's answer
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Answered on April 24, 2013
I agree with Mr Ashman. You can still be held responsible for the 2nd mortgage. You can inform them that you are not paying and that they may not...
Archived
Bankruptcy, problems filing my taxes due to a police raid. What can I do?
Daniel's answer
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Answered on April 24, 2013
I agree with what both counselors have stated. You should also consider filing for an extension, have your attorney earn his fee and have him send...
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Archived
Filed and discharged chapter 7, house was supposed to be included, now nearly a year later we find out it was not What can we do
Daniel's answer
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Answered on April 24, 2013
During your meeting of creditors the Trustee typically asks did you provide the information to your attorney, did you list all of your creditors...
Archived
Under what circumstances can a "checking account" be seized or 'garnished'? I know the !RS can. Can anyone/anything else do it?
Daniel's answer
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Answered on April 24, 2013
I agree with the previous responses. Your bank account can be levied if a creditor has a judgement against you. The bankruptcy will help you...
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Archived
Can a 3rd party payday loan company threaten to have me arrested for not responding to there phone calls in houston, Tx?
Daniel's answer
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Answered on April 24, 2013
A company cannot threaten or intimidate you in any manner in order for you to pay a debt. There is no Debtor's prison in the U.S.A. Now what...
Archived
Can I be forced to file bankruptcy if my co-signer on a student loan is filing bankruptcy?
Daniel's answer
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Answered on April 24, 2013
No you do not have to file for Bankruptcy because a cosigner on a student loan has filed. However, it may be beneficial to have your financial...
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