Archived
Do I have any options? Had a Bundle Deal with Directv/AT&T, AT&T reneged on it. Now I'm billed over 500.00. Can't pay that.
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Answered on January 14, 2015
File a complaint with the SC Dept of Consumer Affairs b/c what AT&T has done is an unfair trade practice. When you don't pay the $500, AT&T is...
Archived
Can you be sued on misdemeanor and felony charges or wages garnished on 2009 check into cash loan
Penny's answer
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Answered on December 30, 2014
There is no wage garnishment in SC for a debt. The statute of limitations to sue someone to collect on a debt (civil, not criminal) is 3 years. ...
Archived
Bad check turned to collection agency and don't know what to do?
Penny's answer
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Answered on October 24, 2014
What is the name of the collection agency? Document every call you receive from them and right down all of the threats that are made. A...
Archived
Am i guilty of fraud or is this just a debt collection trick.
Penny's answer
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Answered on October 24, 2014
Don't pay them anything at this point. If they call again and claim to be a lawyer, ask for their full name. then call the SC bar and ask if they...
Archived
I have received a letter stating I owe the hospital for the birth of my child 2 years ago which was paid. What can I do?
Penny's answer
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Answered on October 24, 2014
It is good that you sent in your dispute letter. I would follow up by checking your credit reports to see if the bill is being reported as...
Archived
I am being sued. Can legal fees accrue interest on invoices before a judgment is received?
Penny's answer
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Answered on October 07, 2014
What type of an account are you being sued for? Generally, the attorneys fees to collect on a credit card account is limited to 15% of the debt. ...
Archived
I have a unsecured debit that's over 6 years old that's now in the hands of a 3rd party collector. What are my options?
Penny's answer
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Answered on October 07, 2014
The statute of limitations is generally 3 years unless it was a contract under seal in which case it is 6 years. If the creditor or collector have...
Can a creditor (credit card)in South Carolina freeze my bank account? Or can they put a lein on my home?
Penny's answer
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Answered on August 22, 2014
What ever company threatened you should have sent you a letter in the mail telling you what account they are collecting. These types of threats...
Archived
Can a check advance company file criminal charges against you, if you are unable to pay at the time payment was due?
Penny's answer
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Answered on August 22, 2014
Threats of criminal charges are illegal on a payday loan. You should file a complaint with the SC Department of Consumer Affairs which you can do...
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Archived
What happens if a loan company gets a judgment against me?
Penny's answer
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Answered on August 22, 2014
You should definitely attend the hearing. A lot of times the loan company will not show up for the hearing so if you are there, the Court can...
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