I'm was recently harassed by a collection agency for an account I paid off. I have documented proof, how can I stop them?

I would fax them the proof that the account was paid, but you also should order copies of your credit reports BY MAIL through the annual credit...

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What is the best method for asking a debt collector to cease contacting you on behalf of the debt of someone else?

Simply tell them that the family member does not live with you and that you want them to stop calling. Every time they call after that can be a...

My father and I share the same legal name. He has wracked up quite a bit of credit card debt and now I'm being garnished.

You should check the Court Records in Horry County to see if there are any lawsuits filed against your dad or you. If so, you should contact an...

Contact the credit card company and let them know that you did not make any of the charges and you did not authorize your ex to renew the card and...

An individual who was living in my home, had a security system installed, now I am being hounded by a collection agency for this

You should request a full copy of the contract to see exactly what it states. Also, you may want to file a complaint with the SC Dept of Consumer...

My daughter and I are being threaten with a law suit and we have nothing, so what do i do know?

Do not pay any money in response to threats. If you or your daughter are actually sued, you should seek counsel to represent you. Additionally,...

Good afternoon, I have a legal question in regards to credit reporting and collections agencies.

When a debt collector reports an account to the credit reporting agencies, they must also report the date of first delinquency which is what...

How can I stop a company from taking me back to court about a credit card bill after its been seven years,.

The time limit within which a company can legally sue you to collect on a debt is 3 years from the date of your last payment. If it has been...

How do I respond to a judgement letter?

You should immediately contact an attorney to represent you in the lawsuit. This is a substantial debt and if they obtain a judgment, they can...

I asked them to send me information about where to send money or information about regarding this matter

If a company will not send you verification of an alleged debt then DO NOT PAY anything. You have a right to request copies of the alleged debt...