Archived
Applied for loan with my bank 87 days ago, loan officer didn't send app thru and now want to pull credit again?-
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Answered on August 22, 2014
Definitely see if the bank will just use the previous credit report instead of running another one. However, It is not likely since a lot can...
Archived
If you have established your credit after a involuntary repossession occur back in 2005 ... it never showed on your credit
Penny's answer
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Answered on July 31, 2014
The old company cannot repossess your new vehicle without suing you in Court, obtaining a judgment, and then going forward. If they do not already...
Archived
Can I be prosecuted or warrant issued for non-payment of online payday loans?
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Answered on July 31, 2014
I would not work with the debt management company. Most of those type of companies simply take your money and do not actually help you with the...
Archived
Can a payday loan debt collector sue for criminal and civil charges due to unpaid payday loan and also take your drivers license
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Answered on June 19, 2014
The debt collector and payday loan company can sue your mom in civil court, but not criminal court. Nor can they take her drivers' license. Those...
Archived
Is it possible to get a new Social Security Number?
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Answered on May 23, 2014
Getting new SS numbers may not be possible. However, you can protect their SS numbers from being fraudulently used to obtain credit by placing...
Archived
I have a civil suit against me for not paying for a credit card. I have set up payments that aren't as much as they asked me to
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Answered on May 23, 2014
The answer to your question of whether they can put a lien against your home if they obtain a judgment depends on whether your husband was a joint...
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Archived
Is there any way to fix the credit without closing credit cards?
Penny's answer
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Answered on May 23, 2014
Closing the credit cards will not help you credit and in fact may actually lower your credit score. The mortgage is one of the most important...
Archived
Debt help!
Penny's answer
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Answered on May 23, 2014
You should definitely file an answer to the lawsuit. Otherwise, the creditor will obtain a judgment against you that will last for 10 years. A...
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Archived
Can a collection agency call your supervisor, coworkers and friends. after you have already contacted the company themselves?
Penny's answer
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Answered on April 29, 2014
You should run the number that called you to determine what company it is. Then you can file a complaint online with the South Carolina Dept of...
Archived
Do I need an attorney?
Penny's answer
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Answered on April 23, 2014
Your mom should definitely contact an attorney. If it has been more than three years since your mom last made a payment on the loan, then the time...
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