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Jeanne Ann Pennebaker

Bankruptcy and debt Attorney at Charlotte, NC

5.0   57 reviews

also known as JA Debt Law, Jeanne Ann Pennebaker, PLLC


Licensed for 33 years

Free consultation

About Jeanne

Learn Jeanne’s areas of practice.

4
Practice areas
  1. Bankruptcy and debt
    55%
    Any type of Bankruptcy or Debt Negotiation. I've handled all types of Bankruptcies (Chapter 7, 11, 13).

    34 years

  2. Chapter 13 bankruptcy
    15%
    Chapter 13 allows for a manageable Payment Plan to be structured that works for you.

    34 years

  3. Chapter 7 bankruptcy
    15%
    A "Fresh Start" in which you can potentially get most of your debt discharged.

    34 years

  4. Debt settlement
    15%
    Negotiate a settlement on a single or several creditors

    34 years

From Chicago to North Carolina, I've been in the Bankruptcy industry for over 30 years.  I've been told I have the best last name in the bankruptcy world. Either way, I love what I do and have a passion to help others.

Most know me as the Chapter 7 ("Fresh Start") and Chapter 13 (Consumer & Small Business Bankruptcy) lady.  I thrive in high-pressure environments, although for Bankruptcy, it doesn't always have to be that way.  My goal is to take you through this process in a way that relieves your stress level, rather than adding to it.  

My other related practice area is Debt Negotiation.  I can help you settle a debt usually for far less than you owe.

Licensed for 33 years
State NC
Status Active
Acquired 2009
Updated 10/03/2022
State IL
Status Retired
Acquired 1989
Updated 10/11/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Jeanne

Parking is Free
2015 Ayrsley Town Blvd
Suite 202
Charlotte, NC, 28273

Reviews

5.0 / 5.0
  57 customer reviews
5 Star
 
100%
4 Star
 
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Posted by Lindsay | November 21, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
She went above and behind to help us through this bankruptcy! Highly recommend Ms.Pennebaker! Thank you so much for everything!!
Posted by raymond | September 8, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Jeanne pennebaker
She got my case discharge with no problems. She is the best. If you need an attorney I would 100% recommend her!
Posted by Gregory | February 23, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Wonderful person and Great Attorney
The guidance and professional care she provided in my chapter 13 case helped me to navigate my bankruptcy with somewhat of confidence and assurance. I am very grateful for the work and empathy she displayed for my situation.
Posted by Maria | December 27, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Attorney
Jeanne is by far one of the best individuals I’ve worked with in a while. Even though she is a bankruptcy attorney, it also felt very personable as well She gave sound and rational advice. Jeanne is a very intelligent, communicative, friendly, very thorough and sincere attorney. She made things simple and stress free. She walked me through the entire process and not once left me hanging. This meant the world to me! You are truly amazing! You rock Jeanne! If you are looking for a bankruptcy attorney that will go over and beyond to help you in every way possible and see things through to the very end, Jeanne is the person! Do not hesitate you won’t be disappointed!!!
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Posted by Sharlon | August 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
She was amazing.
It was a pleasure having Jeanne represent me. She was always helpful, answered all questions and anytime I had an issue, she resolved it. The bonus was she was a Cubs fan too!!
Posted by Roz | March 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
The Best.....Thank you!
It was a pleasure working with Jeanne Ann. She walked us through the process and answered all our questions. She also kept us informed along the way. She actually listened to us and well you don't find many people who do these days. If your looking for someone who can help and answering you questions. Choose Jeanne Ann, you won't be disappointed.
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Posted by anonymous | March 8, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Jeanne Ann is the best Lawyer to hire!
I was very nervous at first but, Jeanne Ann helped answer all of my questions. Jeanne Ann was there for my 341 meetings and supported me every step of the way. I recently discharged all of my debts, and I feel free again. If you are thinking about filing for bankruptcy, I would highly recommend you contact Jeanne Ann Pennebaker.
Posted by Candace | February 11, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great Thorough Attorney
Jeanne is a great attorney who will explain everything. She stays on top of everything. She responds timely. These last several years working with her has made a tough situation easier to get through.
Posted by Patricia | October 23, 2019
This review is from a person who hired this attorney.
| Hired Attorney
One of the Best in the Business
I am a recent client, and can tell you Jeanne Ann is first and foremost one of the nicest people you will ever meet. She is so incredibly sharp, organized, and on point. She will take into account your entire situation and come up with the best plan resulting in ultimately the best outcome. If it was possible I would utilize her for everything I needed counsel on. She knows the laws and her competence shines. I never thought needing an attorney could be so enjoyable. She goes above and beyond for her clients. She is tough but compassionate. I can't recommend her enough. Everyone that works with her is also incredibly professional and kind.
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Posted by anonymous | October 17, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Strongly recommend for assistance
Jeanne Ann helped me file for Chapter 7. She and her team were very straightforward, helpful and let me know upfront the process, what to expect, and all documentation that I needed in order to start the process. Communication was great. If I had questions or needed help, I could reach out and would receive a response within an hour. I was kept up to date with meetings, court dates, and the status of my case. This is a process, and after 3 months, I received a discharge.
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Posted by Andrew | January 10, 2019
This review is from a person who hired this attorney.
| Hired Attorney
All's well that ends well
Ms. Pennebaker was thorough and communicative. After my case hit a snag, she did a good job explaining the situation and calming my fears. I appreciate her professional demeanor.
Posted by Erick L. Boyd | January 10, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Thank You
I'm so elated that this painful nightmare which comes with bankruptcy has come to an end. I'm so very grateful for her counsel and legal strategy throughout this process. You put me at ease from the very beginning. Thank you for everything you have done on my behalf!
Posted by Brenda | December 26, 2018
This review is from a person who hired this attorney.
| Hired Attorney
The Best
Jeanne Ann is up to date with bankruptcy law. I had a lapse for a while due to a auto accident and picked it right back up again when I was ready. She is a very personable person and always easy to talk you. I would highly recommend Jeanne.
Posted by anonymous | November 18, 2018
This review is from a person who hired this attorney.
| Hired Attorney
My Chapter 7
Attorney Pennebaker was absolutely amazing! For me, this was very embarrassing to have to go through this bankruptcy and Attorney Pennebaker made me feel so at ease! Melisa was great as well! I really appreciate her for making this so easy for me and it was actually rather quick. She is so knowledgeable and attentive! I can now start over with the knowledge that was provided. Thank you so much...absolutely would recommend you to anyone that needs your services!! Excellent service!
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Posted by Vernon | October 9, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Client
Declaring bankruptcy can be a draining and unpleasant experience for anyone. I can admit that was the case for me. However, Ms. Pennebaker provided the guidance and experience that helped me address the situation professionally. Ms. Pennebaker explained the bankruptcy laws succinctly. Her guidance and leadership gave me the tools necessary to make informed decisions about the proceedings and overall case. Fee and payment were what I considered in line with a person facing a financial restructuring. Overall, Ms Pennebacker was a excellent and compassionate person to work with during my bankruptcy experience. I would definitely recommend her service.
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Posted by anonymous | May 18, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Jeanne is wonderful
Jeanne was great and we were able to file a successful CH. 7 without any hiccups or issues. Whenever we had a question we picked up the phone and she was always there ready to address any questions or concerns we had. Highly recommend!
Posted by anonymous | May 8, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Client
Jeanne Ann made a difficult situation easier to go through. The first time we talked, she made me feel comfortable. She immediately formulated a plan and took action immediately to help alleviate the stress I was under. She was extremely knowledgeable and professional. More importantly, she showed empathy during my difficult situation. She really did care about me and my children.
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Posted by Sheila | April 18, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Amazing
Working with Jeanne Ann was a pleasure. Her empathy, help and understanding of my situation and challenges made the process easy and extremely effective. She handled my bankruptcy until we were able to discharge. I can't say enough about both her expertise and desire to help. She is fantastic lawyer and person.
Posted by RICHARD/PATTIE | March 26, 2018
This review is from a person who hired this attorney.
| Hired Attorney
R.MELVIN/P. MELVIN
ATTORNEY PENNEBAKER DID AN EXCELLENT JOB OF HELPING US WITH OUR BANKRUPTCY CASE,SHE WENT ABOVE AND BEYOND TO INSURE THE BEST OUTCOME FOR US.
Posted by anonymous | March 10, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Painless & Successful Process
Jeanne was an awesome attorney during our entire bankruptcy process. She answer any questions we had quickly, and kept us up to date with the next steps to take during this process. We’d recommend Jeanne to anyone who is needing to file bankruptcy.
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Cost

Rates
  • Free Consultation 30 minutes
Payment methods
Cash, Check, Credit Card

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Attorney
  • Jeanne Ann Pennebaker, PLLC
  • 2017 - Present
  • Managing Partner
  • Bochicchio & Pennebaker, PLLC
  • 2019 - 2021
  • Senior Attorney
  • RTS Law Group
  • 2009 - 2016
  • Attorney
  • J. A. Pennebaker Consulting
  • 2005 - 2011
  • Of Counsel
  • Shaw & Foley
  • 2004 - 2006
  • Attorney
  • Law Office of Jeanne Ann Pennebaker, Esq.
  • 1997 - 2004
  • Attorney
  • Zalutsky and Pinski
  • 1992 - 1997
  • Attorney
  • Robert J. Adams & Assoc.
  • 1990 - 1992
  • Attorney
  • Dessen & Moses
  • 1989 - 1990
View all work experience

Education

  • Depaul University College of Law
  • J.D.
  • 1989
  • University of Notre Dame Law School
  • earned credits towards Doctor of Law (J.D.)
  • 1987
  • University of Illinois At Urbana-Champaign
  • B.A.
  • 1985

Legal Cases

  • Debt Negotiation Case
  • Saved the Clients $90,000
  • 94 B 12537
  • Debtor awarded damages
  • 95 B 00713
  • Debtor's case allowed, no bad faith found
View all legal cases

Associations

  • Executive Women of Lake Norman
  • Board of Directors
  • 2018 - Present
  • Mecklenburg County Bar Association, Lawyer Referral Service Committee
  • Vice Chair
  • 2016 - Present
  • WDNC Debtors Bar Association
  • Member
  • 2015 - Present
  • WDNC Women's Bankruptcy Group
  • Member
  • 2015 - Present
  • Mecklenburg County Bar Association
  • Member
  • 2009 - Present
  • North Carolina Bar Association
  • Member
  • 2009 - Present
  • University of Illinois Alumni Association
  • Member
  • 1985 - Present
  • Sigma Kappa Sorority
  • Member
  • 1981 - Present
  • Executive Women of Lake Norman
  • Board Member, Officer
  • 2015 - 2019
  • Association of Women Attorneys of Lake County
  • Member
  • 1997 - 2003
  • Illinois State Bar Association
  • Member
  • 1989 - 1992
  • Cook County Bar Association
  • Member
  • 1989 - 1992
  • Chicago Bar Association
  • Member
  • 1989 - 2003
  • Chicago Bar Association, Young Lawyers Section
  • Member
  • 1989 - 1999
View all associations

Languages Spoken

  • English

Awards

  • Legal Elite
  • Business North Carolina
  • 2017
  • Legal Elite
  • Business North Carolina
  • 2016
  • Honored Member
  • Continental Who's Who Legal
  • 2015
  • Admitted to Practice
  • U.S. District Court for Middle District of N.C.
  • 2011
  • Admitted to Practice
  • U.S. District Court for the Western District of N.C.
  • 2010
  • Bankruptcy Bootcamp
  • O. Max Gardner
  • 2009
  • Admitted to Practice
  • U.S. District Court for the Northern District of NC
  • 1989
  • Participant and Team Leader
  • Jessup Int'l Moot Court
  • 1988
View all awards

Publications

View all publications

Speaking Engagements

  • Middle School Mock Trial Competition
  • Coach of 1st place Middle School Mock Trial Team
  • 2019
  • Middle School Mock Trial Competition
  • Coach of 1st place Middle School Mock Trial Team
  • 2018
  • WDNC Women's Bankruptcy Cocktail Event
  • Bankruptcy
  • 2015
  • Client Collaboration and Bankruptcy Practice
  • Chapter 7 Bankruptcy
  • 2014
  • Client Collaboration and Debt Negotiation
  • Debt Negotiation
  • 2012
  • Law Day
  • Guest Judge
  • 1995
View all speaking engagements

Attorney endorsements

Received (21)
Given (10)
Unknown Attorney | Mar 22
Relationship: Fellow lawyer in community
"I am impressed with Ms. Pennebaker's thoughtful advice and answers to legal questions on Avvo. She has an in-depth understanding of the law and an ability to communicate legal concepts clearly and effectively. I endorse this lawyer!"
Bankruptcy and debt Attorney | Dec 08
Relationship: Fellow lawyer in community
"Jeanne Ann is a compassionate attorney who advocates for the very best outcomes for her clients. She is well-respected by the Courts and her reputation is top-notch!"
Bankruptcy and debt Attorney | Aug 03
Relationship: Worked together on matter
"I highly endorse this lawyer. Bankruptcy Attorneys are easy to find. Bankruptcy Attorneys that are diligent, responsive and attentive to your needs are not easy to find. Jeanne is one of those Attorneys who you will be happy that you have hired. She is who I send clients to that need bankruptcy help"
Bankruptcy and debt Attorney | Jul 13
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 08
Relationship: Fellow lawyer in community
"I endorse this lawyer. Excellent attorney; I have observed her in court and in meetings of creditors in bankruptcy court."
Bankruptcy and debt Attorney | Jul 07
Relationship: Fellow lawyer in community
"Jeanne Ann Pennebaker and her firm, RTS Law Group, are highly regarded in the legal community and I am comfortable referring bankruptcy cases to her."
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"Jeanne is a skilled and knowledgeable attorney who provides quality representation for her clients. I endorse this attorney."
Bankruptcy and debt Attorney | Jul 06
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 05
Relationship: Fellow lawyer in community
"I highly endorse this lawyer for all Bankruptcy issues."
Bankruptcy and debt Attorney | Jul 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jul 03
Relationship: Fellow lawyer in community
"I endorse Jeanne Ann. She is very knowledgeable and handles all her clients' matters with professionalism and great care."
Chapter 13 bankruptcy Attorney | Jul 03
Relationship: Fellow lawyer in community
"Ms. Pennebaker is a very fine lawyer associated with a highly regarded law firm."
Bankruptcy and debt Attorney | Jul 03
Relationship: Fellow lawyer in community
"Jeanne is the first person I think when I get a call regarding a bankruptcy issue. She is knowledgable, thorough, and truly goes above and beyond to help her clients. I endorse Jeanne."
Bankruptcy and debt Attorney | Jun 24
Relationship: Fellow lawyer in community
"Jeanne Ann is a fantastic lawyer. Not only is she knowledgeable about her practice area, she goes the extra mile to make her clients feel comfortable and always seeks the best possible outcome."
Bankruptcy and debt Attorney | Jun 23
Relationship: Fellow lawyer in community
"I have previously worked with the RTS Law Group on a variety of cases, and I strongly recommend Jeanne for any Bankruptcy matters."
Bankruptcy and debt Attorney | Jun 23
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jun 23
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jun 23
Relationship: Fellow lawyer in community
"I've known Attorney Pennebaker for a while. She is extremely knowledgeable on the subject of bankruptcy law and I have heard nothing but great things from clients that I have referred over to her. I wouldnt hesitate to send future clients her way as I know she will do an excellent job!!"
Bankruptcy and debt Attorney | Jun 22
Relationship: Fellow lawyer in community
"I endorse this lawyer."
View more endorsements
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