Archived
Can you file chap 7 bankruptcy only to dismiss pass due HOA maintenance fees on a timeshare prop. you own?
William's answer
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Answered on January 21, 2013
Yes, if they otherwise qualify, your parents can file Chapter 7 and discharge the past-due HOA fees, but only if they are surrendering their...
Archived
What should I do with my husband's debts?
William's answer
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Answered on January 21, 2013
I agree with the previous responses. You may not need to do anything right away, unless and until the debts get to be 3 months or so behind - then...
Archived
I'm being sued by a JDB, I filed an answer contract & have a CM conference set. Can I still file for BK?
William's answer
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Answered on January 21, 2013
You can file bankruptcy either before or after being sued. If you are certain that you will be sued and that you will lose the case and a judgment...
Archived
I am thinking about a chapter 13 bankruptcy. Are the fees I pay to the trustee in addition to the payoff amounts?
William's answer
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Answered on January 21, 2013
Typically, 100% of your monthly net disposable income is paid into the Chapter 13 plan. If that amount is less than what is needed to pay the...
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Can I two different parties, one in Federal Court & one in Superior Court for the same thing at the same time?
William's answer
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Answered on January 21, 2013
Yes, you can still proceed in State court. The filing of your claim, and it's denial, in bankruptcy court was not a judicial determination on the...
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Archived
All debts (credit cards, mortgage, etc) under my name. Spouse have assets, not me.
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Answered on January 21, 2013
If all debts are in your name alone, then you can file the Chapter 7 individually. Your wife would not need to file jointly with you. However,...
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My Chapter 7 BK was finalized this past Oct which incl surrendering my home. Am I still responsible for my home?
William's answer
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Answered on January 20, 2013
Your personal liability for the mortgage payments has been discharged, but so long as you are still on title and the property hasn't been...
Archived
Filing Chapter 7 - Spouse not in debt
William's answer
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Answered on January 20, 2013
No. So long as you are intending to keep the house and not discharge the mortgage, then given the facts you state, you can file individually. If...
Archived
Just filed for Chapter 7 two weeks ago, how long before it is discharged?
William's answer
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Answered on January 20, 2013
Your discharge date will be shortly after the date shown on your meeting of creditors notice as the "last date for objections". That will...
Chapter 7 filed... any 722 redemption dealers aside from the ones the bank suggests? how to get the best deal from them?
William's answer
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Answered on January 20, 2013
I agree with atty Bunce. You might be better off just waiting until after your discharge, if possible, then go to a regular dealer. I have...
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