Archived
I filed for a chapter 7 and the judge granted the relief from stay motion. I want to keep my house. Will ch 13 help?
William's answer
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Answered on December 04, 2015
You state "If I file a new Ch 13 once my ch 7 case is over...." That tells me your Ch7 case is ongoing. If you have a significant non-exempt...
Archived
Does this statement; "The following creditors hold debts which I have reaffirmed in writing" only refer to my mortgage and HE?
William's answer
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Answered on November 02, 2015
Did you actually sign a written reaffirmation agreement for both the mortgage and home equity? If so, then both would be listed. If you only...
Archived
California chapter 7 bankruptcy homestead exemption: Single person gets 75k. Does debtor automatically get the 100k when married
William's answer
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Answered on June 15, 2015
Yes, so long as you are married and both you and your spouse are living together in the homestead, you automatically are entitled to the $100k...
Archived
CA bankruptcy. Son and Dad on their residence deed. Son files chapter 7. He is married. 100k exemption to cover 1/2 equity?
William's answer
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Answered on May 13, 2015
Yes, if you and your father are the only ones on title to the property, then you can claim a 1/2 interest and protect/exempt that interest under...
Chapter 7 in california. 703 exemptions. Pending worker's comp case. What exemptions are available to protect my case?
William's answer
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Answered on May 06, 2015
It depends on what any such worker's comp. payment would be for. Are you alleging disability? Illness? or what. Under the 703 series, your...
Archived
What do I do when a car insurance company issues the check in my name and the finance company?
William's answer
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Answered on May 06, 2015
In all likelihood the insurance company issued the check jointly in your name and the finance company name because 1) The finance company is a...
Archived
I need to file Bankruptcy to save my house from a foreclosure sale next month. Should I file Chapter 7 or 13?
William's answer
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Answered on April 28, 2015
I too agree with the prior responses. If you are currently behind on your mortgage payments, which it appears you must be since you have a...
Archived
Statue of limitations
William's answer
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Answered on April 28, 2015
You should review the facts of your case with a local bankruptcy attorney to see if there is anything you can do. Many more facts would be needed...
Archived
What forms to use to renew a judgment granted on 2/20/2008?
William's answer
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Answered on April 27, 2015
I agree with Attorney Wilton. If the debt that is the basis for your judgment was in existence at the time the bankruptcy was filed, then you, as...
Archived
Due to a med. disability and lack of money, I am not able to pay my credit cards. Is it better to file BK or try debt relief?
William's answer
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Answered on April 27, 2015
I have had dozens of clients file bankruptcy after first trying debt consolidation or debt relief. In every case the attempt to avoid bankruptcy...
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