As attorneys Chen & Mayor have ssid, no you do not need to file a motion to vacate first. The BK filing will cause an automatic stay to be in...

I want to file bankruptcy, but am about to get a $9800,00 student loan check. How much of the student loan money is exempt?

I agree with Atty. Bowinski, if Colorado has such a separate exemption, which I assume they do from her answer. However, if the exemption is...

What was your intention in moving to Texas? You state that you moved there "to stay with a relative while getting back on my feet." Once you are...

I agree with all of the prior responses. You do not need to file the certificate of completion of the credit counseling course at the time you...

Do i need to declare bankrupsy

You pose many excellent questions and have a lot of issues to consider. This is exactly the type of question that is best left for a face-to-face...

Ch. 7 discharged last year; my house is underwater, if I foreclose or deed in lieu now what happens with the 2nd mortgage?

I agree the 2nd cannot come after you for payment since that would be an attempt to collect a discharged debt and would violate your permanent stay...

HOA dues and bankruptcy

I agree with the prior responses, but please also note that in California the HOA has an enforceable lien much like a mortgage company. That lien...

Once a BK Subpoena for Docs is issued, how long do I have to serve it? What is a discovery cut-off?

The clerk-issued document subpoenas do not expire, so you should still be able to use the one's issued on 12/28, however your time for using them...

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Does a prepetition IRS lien for income taxes that are discharged attach to postpetition property?

The first question that comes to my mind after reading your question is - how can you be sure the taxes were in fact discharged in the bankruptcy...

Typically, in the situation you have described, the court will grant the motion to re-open, without a hearing, so that usually takes place fairly...

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