Violation of bankruptcy section 362

No. Nor do I think that anyone has to seek relief from the stay to transfer the mortgage to another holder.

Can my payments be renegotiated if I get a lower-paying job under Ch 13 bankruptcy?

Whether your plan can be modified depends on what is being paid through your plan. If you are paying a high percentage to your unsecured creditors...

When someone files bankruptcy against a secured mortage holder do you have to file a claim with the bankruptcy trustee

In a Ch7 a secured creditor does not have to file a Proof of Claim unless the trustee determines that the case will be an asset case and the...

Chap7, pro se, I am below WA State median; I CAN use actual expenses but MAY I use Federal (IRS Std's) if to my advantage?

You could use the IRS standards on the long form of the means test, but since you are BMI, you won't need to do the long form means test. On...

My second mortgage creditor (previous owner) did not file a claim in my habituarte chapter 13, what happens after discharge

If hew as properly noticed and did not file a Proof of Claim, then your personal liability for the debt will be extinguished when you receive your...

Can I files chapter 13 repayment plan on payday loans?

You can certainly file a bankruptcy and include your payday loans along with all your other debts and you have to also include a listing of all of...

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Am I suppose to call my debtors?

I agree with my colleagues that the mortgage companies will add escrow for cases wherein the debtor has not paid the insurance and/or property...

AFTER FILING FOR A VOLUNTARY DISMISSAL FROM A CHAPTER 13 THAT WAS NEVER CONFIRMED, HOW LONG DOES IT TAKE THE TRUSTEE TO RETURN

I agree that it really can vary by district and even by trustee. It may be the ultimate cop-out but it is true. My colleagues experiences mirror...

If my aunt declares Ch. 13 in NY, and ownes a house in PA (that is paid off), is there a risk she can lose that house?

Yes, it is possible that a Ch13 trustee could seek to have her buy her share of the equity in the house back from him. If she lives in NY and owns...

My attorney did not put the right information in my bankruptcy chapter 7 filing . I called him many times,

I am sorry that you're having such a hard time communicating with your attorney, but I agree, it is not yet time to fire him. When you are at your...