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If my husband is on the deed,however not on the loan contract and I file chapter 7 and surrender the house is he responsible?
Derek's answer
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Answered on November 12, 2012
I do not practice in Ohio, but in most states the tax obligation is completely separate from any obligations arising from the mortgage loan, so...
Archived
I recently filed for Ch. 13. I'm planning to get married in March 2013. Will be Ch. 13 negatively impact my fiance's credit?
Derek's answer
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Answered on November 12, 2012
If you have an attorney, consult with him or her. As my colleagues have pointed out, your Ch13 should not directly impact her credit, but adding...
Archived
I filed Chap 13 and have 4 years left on a 5 year plan. I applied for an apartment rental and was told that I needed a letter
Derek's answer
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Answered on November 10, 2012
You have an attorney, or at least imply that you do, ask your attorney.
Archived
I am an unsecured Creditor (Tax Preparer), who was not reported in my client's Chapter 13 filing. What if any recourse do I have
Derek's answer
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Answered on November 09, 2012
You can file a Proof of Claim with the bankruptcy court but unless your former client's plan calls for a large percentage payout to his unsecured...
Archived
My sister had two judgements against her and two months later she filed for chapter 13 bankruptcy.during her bankruptcy she died
Derek's answer
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Answered on November 09, 2012
I hope your sister had a will and named an executor of her will. If so, the executor should start the process of having her will probated. If...
Archived
Am I responsible to pay my creditors after the dismissal of my Chp 13 bankruptcy?
Derek's answer
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Answered on November 07, 2012
If your bankruptcy is dismissed then it is if it never happened, except that your creditors would have a little more time to file a lawsuit against...
Archived
What is the process for abandonment of property in a chapter 7 case
Derek's answer
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Answered on November 05, 2012
I agree with Ms. Drain. Skip the short sale. The only person a short sale profits is the realtor who makes the commission. If you haven't moved...
Archived
My ex-friend and I signed for a loan to purchase a car. We are on longer together and he is hasting me about the car. Can I
Derek's answer
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Answered on November 04, 2012
Sure, if you file a Ch7 bankruptcy, you must include this debt along with all your other debt. Ms. Bunce is correct you, you and your ex-boyfriend...
Archived
Postpone filing Bankruptcy to wait for Personal Injury Settlement???
Derek's answer
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Answered on October 31, 2012
You have an attorney who, one presumes, you trust. Make sure you disclose this information to him/her and ask what you should do. Your state's...
Archived
Do we have to surrender our leased vehicle prior to filing Chapter 13?
Derek's answer
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Answered on October 31, 2012
Even though I also practice in NC, I cannot advise you on how they handle this sort of thing in the Middle District of NC. Your attorney knows how...
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