Archived
I FILED BK7 AND IT WAS DISCHARGED 3/11/2011. I OWE A CONDO AND I INCLUDED THE HOA DUES ON THE BK7.NOW I AM SHORT SELLING THE CON
Derek's answer
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Answered on August 03, 2013
Your personal liability for the pre petition HOA dues was discharged but if they had filed a lien against the property prior to the filing of your...
Archived
Who (BK Trustee or Attorney) can I sue for this error? Why? This error has resulted in me paying additional fees and maybe repo.
Derek's answer
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Answered on August 02, 2013
"To this date, the finance has not complied with the order to return the title or funds I've paid." Who issued this order? If it was the...
Archived
If I have approved car payments included in my Chapter 13 budget and I pay them off will my ch 13 payments increase?
Derek's answer
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Answered on August 02, 2013
The answer may depend on which trustee is assigned to your case and how aggressive he is likely to be. Both Dick Stearns and Buzzy Stubbs get...
Archived
I am filing bankruptcy and i am prosec....what exemption law will i check for personal loans that have colleteral such as a tv.
Derek's answer
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Answered on August 02, 2013
The best piece of advice I can offer is that you reconsider filing without an attorney. The chances you will mess it up are far higher than you...
Which creditors are more aggressive in collecting debt?
Derek's answer
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Answered on August 02, 2013
In NC we do not allow wage garnishment for typical consumer debts unless 1) there is a judgment against you in some other state wherein wage...
Archived
Do I have to pay credit cards of decedent with life insurance money?
Derek's answer
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Answered on July 31, 2013
If the insurance proceeds were paid into his estate before you got them, in other words his estate was the beneficiary of the life insurance, then...
Can a bankruptcy trustee sign a quick claim deed?
Derek's answer
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Answered on July 31, 2013
When your ex filed bankruptcy, technically the ownership of all of his property vested in the bankruptcy trustee who is administering the...
Archived
Do i still have to make car payments if i file chapter 7 or talk to the lender for a reduction on payment
Derek's answer
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Answered on July 30, 2013
If you want to keep your car, you need to keep making the payments. You may also need to sign a Reaffirmation Agreement (ask your lawyer). If you...
Archived
Can you buyout chap13 after 36 months with above median income
Derek's answer
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Answered on July 29, 2013
There is nothing in the Bk code that prevents it, specifically, but there are cases which say that the applicable commitment period is temporal...
Archived
Do we have a case?
Derek's answer
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Answered on July 28, 2013
This was posted under Ch13 bankruptcy which is definitely not the correct area of law. Not sure if med mal is the correct area, but it is closer. ...
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