Do I really need my attorney at the BK-7 hearing ?

Probably nothing, but if something does go wrong and the trustee has questions about how/why the attorney made some determination and put the...

How much BK-7 cost ?

The filing fee is $306 and the required credit counseling and financial management courses total about $50-75 dollars per case. Attorneys fees can...

Selected as the best answer

When do I pay back an undischarged loan in a Ch 13?

My colleagues are correct in both confirming that interest will accrue during your Ch13, and in asking how you will be able to make the payments...

If I marry a man who owes back income taxes, will I be responsible for them?

Mr. Berkus and Mr. Zazzera are correct. Make sure his returns are filed before you get married. It probably wouldn't matter because NC is not a...

I have 3 vehicles which r all paid for and not worth much. Can I keep them if i file chapter 7

The answer to this issue depends on state law and what can be exempted under your state's exemption statutes. You really need to take advantage of...

Sure, you can trade the old car in. Whether that is a smart thing to do is a different question, especially if you owe more on the car than it is...

Can i pay past due child support outside of Chapter 13 plan?

Depends on the judge and how things are done in your neck of the woods. As long as your prepetition arrears (if any) are paid through the plan and...

I will inherit some money, modest amount. Can I still file chapter 7 now.

Sure you can file now. If your mom passes within the 180 days of the date you file your bankruptcy, that will need to be reported to the...

My husband is a co-applicant on one of my credit cards. Does he have to file bankruptcy with me in NC because of this?

You can always try to get his name removed from the account on which he is an account holder, but the likelihood the creditors will agree to...

Does Ch 13 look at my past 6 months income or my current income when determining a payment plan?

Technically, the means test looks at all income earned int he six months prior to the filing of a case, which would include your husband's income...