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I am in Virginia, separated, separately filed BK7 (my 541 meeting 12/7/13), cannot afford to remain in my house. Options?
Derek's answer
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Answered on December 02, 2013
If you are surrendering the home, why pay the mortgage? Live rent free until Wells Fargo forecloses and kicks you out. Your personal liability for...
Archived
I've been in a chapter 13 for 1 year of a 5 year is it better to finish and get the discharge or it it ok to do a vol dismissal
Derek's answer
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Answered on December 02, 2013
With the caveat that we have no idea what your goals are and no idea why you are asking this question, I agree with Mr. Brewer. Being out of...
Archived
Filed chapter 13. have motorhome as part of 13. need to get rid of and have no pink slip. what are my options
Derek's answer
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Answered on December 01, 2013
You will need to modify your plan to change the treatment of the motorhome from however it was previously classified to surrendering it. Whether...
Archived
Is it possible to get a chapter 13 dismissed fast in San Diego Ca
Derek's answer
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Answered on December 01, 2013
You (if not represented by an attorney) or your attorney can file a notice of dismissal and it should be dismissed within a few days. Some...
Archived
National Data Center question concerning "0% Of Claim To Be Paid" to Unsecured Creditors.
Derek's answer
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Answered on December 01, 2013
More than likely you are very close to being finished, but since it is possible the court will demand that something be paid to your unsecured...
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Archived
My new husband filed chap 13 before marring. Can he put my name on the deed to house and property now . We were together 9 befo
Derek's answer
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Answered on November 29, 2013
In order to put you on the deed, your husband will likely need court approval to do so and that will entail getting the trustee's approval. By...
Archived
Can my driving privileges be revoked due to a civil judgement against me from a credit card that has gone unpaid?
Derek's answer
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Answered on November 25, 2013
Ms. Coleman is correct. North Carolina does not allow wage garnishment nor can failure to pay a credit card debt result in a revocation of your...
Archived
How will my creditor be notified to file a proof of claim for my chap 13
what is the difference between pacer & national data
Derek's answer
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Answered on November 25, 2013
When you file a Ch13 all the creditors on your mailing matrix will be sent a notice of your bankruptcy filing and a Proof of Claim. PACER is the...
Archived
I have ongoing legal case with husband for rape. To not see him, I am out of NC now. And he is using my credit card. What to do?
Derek's answer
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Answered on November 25, 2013
Go to the police and file fraud charges against him and call the credit card company and let them know he is not authorized to charge on the...
Archived
Owner of mobile home has not pay their ground rent for 3 years and has filed Chapter 13 bankruptcy,
can I have them evicted?
Derek's answer
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Answered on November 25, 2013
You can and should file a Motion for Relief From the Automatic Stay to evict the tenants. As Ms.
Bunce indicated it may be too late to file a...
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