I want to get pre- approved financing for a home. two years ago i filed chapter 7, i need proof of my chapter 7.

There is no legally required waiting period. Whether to impose such a "waiting period" is completely up to the lender and they will determine when...

Non-payment proceeding

Yes.

I am at the end of a chapter 13 and I have not paid anything on my credit cards in my 60 months. all my credit cards are at 0%.

You must have been a below median income debtor when you filed and your attorney prepared and the court confirmed a 0% plan. Congratulations! You...

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Condo surrendered in Chap 7 BK finally went to auction. What happens to post filing HOA dues that have accrued?

The sale of the property will go through but whether the new owner will have to pay the past due HOA dues is a matter of state law and practice. ...

I had a foreclosure sale date yesterday on my property. I am not sure if my house was sold yet.

Stop waiting for answers here on AVVO, call a local bankruptcy lawyer NOW.

Around one year ago I filed for chapter 7 bankruptcy. My car was recently totaled.

Maybe, maybe not. Depends on whether you executed a Reaffirmation Agreement. If you did you are liable for the debt. If you did not, then you...

Condo surrendered in Chapter 7 BK 12 months ago. Finally foreclosed in GA. Can HOA come after me for post filing HOA dues?

Yes, as part of the changes in the bk code enacted in 2005 , a provision making it crystal clear that post -petition HOA dues are still the...

I and my wife let son [in 30's] use our credit card for wedding ring.Now we are in credit problem,with no repay.

Based on the information your provided, I do not think repossession would be allowed. It sounds like you have a promissory note which encompasses...

Statue of limitations has passed on a debt, what happens if I make a payment when i'm able to, is the sol over, and restarts?

While I agree with my learned colleagues that there may be some debate about whether making a partial payment on a debt for which the SOL has run...

My vehicle was reposessed . They are demanding the balance $6600 . If I file for Ch13, would the bank have to return the car?

As long as you file a Ch13 before the vehicle is sold at auction, yes they will be obligated to return the car. You may have to file a motion for...