Archived
In MO - will my disabled Mother be able to keep her home in a Chap 7 bankruptcy with creditors' judgment liens?
Derek's answer
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Answered on November 13, 2014
The best advice we ever give here on AVVO, at least in regard to bankruptcy issues, is to take advantage of the fact that most bankruptcy attorneys...
Should I wait until after Bankruptcy discharge to get married?
Derek's answer
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Answered on November 13, 2014
Ch7 is a snap shot of your financial situation at the time of filing, so pretty much anything that happens after filing will not impact your case,...
Archived
Does a discharged chapter 7 loan show up on a credit report if payments are made late or not at all. Such as with a mortgage.
Derek's answer
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Answered on November 12, 2014
If you have already filed a Ch7 and been granted a discharge and you did not reaffirm your mortgage while your Ch7 was open, then your personal...
Archived
What is the likelihood that creditors would file for objection during chapter 7 filling
Derek's answer
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Answered on November 12, 2014
As my colleagues have indicated, the answer is "It depends". If you materially misstated your income and got credit which you then abused and now...
If I included my home in chapter 7 bankruptcy and it is sold a sheriff sale will I be cleared of any debt to the bank?
Derek's answer
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Answered on November 12, 2014
If you included the debt to your mortgage company in your Ch7 (you're required to) and you did not reaffirm the debt (reaffirmation of mortgages...
Archived
I need assistance from a bankruptcy atty
Derek's answer
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Answered on November 12, 2014
I agree that the party to contact would be the UST rather than his panel trustee. I am less concerned about your possible criminal liability if...
Archived
Can I add a lawsuit to my existing chapter 13 case
Derek's answer
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Answered on November 12, 2014
This is a post petition debt that cannot be included in your bankruptcy in all likelihood. I think that the automatic stay would not apply to this...
Archived
Can mortgage servicer file motion for relief from automatic stay in ch-7 if the stay was violated in state
court?
Derek's answer
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Answered on November 11, 2014
No, the lender does not have to wait until the status prior to your filing is restored to file and prosecute a motion for relief from stay.
Archived
Best option short sell or foreclosure if in chapter 13?
Derek's answer
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Answered on November 11, 2014
I think the only person that a short sale benefits is the realtor, so I rarely recommend them. If you want to get the house out of your name ASAP,...
Archived
Does writing "last payment" in the memo line of a check discharge the debtor from the debt?
Derek's answer
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Answered on November 11, 2014
"Last payment" would definitely not work. Whether writing in "payment in full" or "accord and satisfaction" would work depends on the circumstances...
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