How long does it take to get a discharge from a chapter 13 bankruptcy after all creditors have been paid off. Discharged 11/05
Derek's answer
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Answered on November 15, 2014
How long the process takes once the final payment has been made varies somewhat by district, but generally the process takes a couple months to as...
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Another bankruptcy question, please reply
Derek's answer
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Answered on November 15, 2014
I am sorry to hear that you're in such dire straits. Unfortunately, there is no flexibility in the waiting period between successive Ch7s. You...
Can a HELOC be discharged in a Chapter 13?
Derek's answer
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Answered on November 15, 2014
If the value of the first mortgage exceeds the value of the collateral (the house) and there is no equity securing the HELOC, then the HELOC can be...
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Can a levy seize your entire bank account?
I live in MO.
Derek's answer
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Answered on November 14, 2014
Garnishments are usually limited by state law to a certain percentage of your income, usually between 10-25%. Levys on bank accounts can take...
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I need a good bankruptcy attorney in Columbia MO.
Derek's answer
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Answered on November 14, 2014
Also try the attorney finder at www.nacba.org.
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BK AUDIT
Derek's answer
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Answered on November 14, 2014
Unfortunately, not much you can do. If you believe the auditor is being abusive, your attorney could try to intervene and object to some of the...
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This is a question about a Chapter 13 bankruptcy
Derek's answer
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Answered on November 14, 2014
If you dismiss all your debts will be as if you never filed at all, including your car loan. The big difference will be that you will be all that...
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What can I claim in motion to claim exempt property in NC?
Derek's answer
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Answered on November 13, 2014
As Mr. Lefkowitz indicates the list of items that can be claimed as exempt is lengthy, far too lengthy to address in this kind of forum. You...
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Need medical tests and probably neurosurgery. Don't have health insurance and want to avoid bankruptcy.
Derek's answer
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Answered on November 13, 2014
I am sorry to hear your tumor may have returned. In your situation, if waiting until health insurance coverage would start would risk your health,...
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Do I have to submit payment from a tax refund right away in order to get a motion to vacate the dismissal for my bankruptcy?
Derek's answer
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Answered on November 13, 2014
While it seems that you and your attorney (at least his office staff and you) have problems communicating, Mr. Brinkmeier is correct and the person...
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