Archived
Can I get a discharge from a chapter 13 bankruptcy even if it's pending a dismissal in the western district of Tennessee?
Derek's answer
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Answered on September 27, 2015
Have your attorney negotiate a consent order with the trustee to allow you to bring your plan current over some period of time. In my district you...
Archived
Can I file a chapter 7 bankruptcy in Atlanta?
Derek's answer
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Answered on September 25, 2015
I agree with my colleagues. You should consult with another local bankrupty attorney. The one thing I want to add is that it may make sense to...
Archived
Can I tell a creditor that I will be filing bankruptcy next month?
Derek's answer
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Answered on September 24, 2015
Sure, you can tell them. Whether that will result in fewer calls is debatable. If anything it may result in them repoing the car sooner than they...
Archived
Chapter 13 bk and wage order
Derek's answer
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Answered on September 24, 2015
You have an attorney and should discuss this with your attorney. Your attorney will be familiar with the procedures in your district and can advise...
Archived
Question about judgment suspensions with bankruptcy
Derek's answer
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Answered on September 24, 2015
Yes. A chapter 7 should allow you to get your license, assuming your license is not suspend due to failure to satisfy a judgment resulting from a...
Archived
Bankruptcy and lottery
Derek's answer
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Answered on September 23, 2015
Either way, the winnings would be yours in a chapter7. Chapter13 the winnings beckoned property of your bk estate.
Archived
Are banks allowed to report on mortgage not reaffirmed to credit bureau while under chapter 13 protection?
Derek's answer
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Answered on September 23, 2015
Reaffirmation is not done in Ch13 so you could not have reaffirmed your mortgage if you filed a Ch13. Reaffirmations are done in Ch7s. In a Ch13...
Archived
When filing a chapter 7 in pa. is this a correct assumption ?
Derek's answer
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Answered on September 23, 2015
Yes. Social security income, whether retirement or SSDI, is not used to calculate your means test number. It is used in the preparation of your...
Archived
Home mortgage in chapter 7. I am NOT on mortgage. Appraisal fell short. Ex filed ch 7.
Derek's answer
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Answered on September 23, 2015
You are not liable for the mortgage on your old home. Just because the mortgage company now says they will work with you does not impose any...
Archived
I am filing a Chapter 7 bankruptcy individually even though I am married.
Derek's answer
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Answered on September 22, 2015
You should really seriously reconsider filing without an attorney in this situation. You are asking for trouble if your income is "way too high". ...
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