Archived
Can a discharged debtor (chapter 7 BK) continue to report a balance owing after the debt is officially discharged?
Derek's answer
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Answered on October 01, 2015
You are the debtor, the correct term for folks you used to owe money to is creditor. Yes, creditors are supposed to update what they report to the...
Archived
What happens if a creditor fails to file a proof of claim?
Derek's answer
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Answered on September 30, 2015
Normally, the money would go to increase the payout to your other creditors who filed proofs of claim but if you have no other creditors, then the...
Archived
How can I get around someone filing Chapter 13 twice after the first was dismissed so I can have my settlement rewarded?
Derek's answer
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Answered on September 29, 2015
You can't. You would have to file a motion for relief from the automatic stay put in place by her bankruptcy filing. There is a provision of the...
Archived
How long do you have to wait to file a Chapter 7 after my Chapter 13 is dismissed for "failure to prosecute."
Derek's answer
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Answered on September 29, 2015
If your case is dismissed with prejudice, then there will likely be a bar to refiling for 180 days. If your total income is solely from SSDI and...
Archived
Post bankruptcy do I need an attorney?
Derek's answer
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Answered on September 29, 2015
If the creditor has a valid lien on the title to the mobile home and you have not paid on the mobile home or satisfied the debt on the MH, then...
Archived
What is my best bankruptcy option
Derek's answer
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Answered on September 29, 2015
I agree with Mr Laster. Go consult with a local bankruptcy attorney. If you want to keep the car you'll need to file a ch13 but if, as I suspect,...
Archived
Sheena Ramona Aebig is one of the attorneys you have listed on your website. Is it possible to talk with her?
Derek's answer
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Answered on September 28, 2015
You could try calling the attorney you wish to speak with. If that attorney represented your friends she may not be able to speak with you due to...
Can i be help in contempt or jailed for unpaid medical bills?
Derek's answer
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Answered on September 28, 2015
Different states have different laws. In my state nothing would happen in this situation. You should consult with a local attorney familiar with...
I surrendered my house in my bankruptcy. the bank still hasn't foreclosed on it. Since I'm still the legal owner, can I sell?
Derek's answer
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Answered on September 27, 2015
Unfortunately, a short sale is your only option other than selling it for more than the price needed to satisfy the mortgage loan and the lender...
Archived
Is it possible to be able to file for a Ch. 7 Bankruptcy in only three days before a foreclosure Trial?
Derek's answer
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Answered on September 27, 2015
You can file a Ch7and temporarily half the foreclosure. Of all you're trying to do is get a few months, then a ch7 will work. If you're trying to...
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