In my district, you would be fine. You are required to report divorce settlements and inheritance but day trades would not have to be reported if...

Defendant filed bankruptcy now what?

The chances are about 99% that your claim wad discharged by the defendant's bankruptcy and if you take any further steps to try to collect the debt...

Do I have any rights under ECOA to have a foreclosure removed from public records?

No. When you filed bankruptcy and discharged your mortgage debt, that did not divest you of your ownership of your home. The foreclosure only...

If there is no reaffirmation agreement, can the bank take my home even if I'm still making my payments?

Reaffirmation of a mortgage debt is not required and in most jurisdictions the judges won't allow a reaffirmation of a mortgage debt unless the...

My issue with the loan mod is the money upfront?

Please rephrase your question. I don't understand what you're trying to ask.

If you mean can you discharge your obligation to pay the sales tax, no, you cannot. Sales taxes are a trust fund tax, meaning you collected it when...

Would my cousin and Friend be considered dependents in the chapter 7 means test?

In my district, if you're paying all the bills, then they would qualify as dependents But to be sure I recommend you consult with a couple local...

Would it be possible to get a lift on my fines and just start a payment plan in Alabama to reinstate my license?

What kind of fines? Civil fines can be discharged in bankruptcy but criminal fines cannot. If these are criminal fines, you may need an attorney...

Depending on property values in your area, SSDI may not be sufficient income to allow you to purchase a home so you'll need to speak with a...

What value will a Chapter 7 Trustee use for your home?

The value of assets is determined as of the date of filing. Since Ch7s are usually fairly short, there is usually not too much difference in before...